Personal Insurance Blog

16-Sep-2012 Donna Bellavance auto

Active Plates: MA Insurance

Learn how your automobile plates affect your auto insurance with andrew gordon inc norwell maIn Massachusetts, auto coverage follows an active plate. This means that agents cannot write a new auto policy or add a vehicle to an existing auto policy until the plate has been issued by the Registry for this vehicle. There can be problems when a purchase is made out of state because many other states recognize temporary tags, but Massachusetts does not.  A Massachusetts plate must be issued to have coverage provided by a carrier.

The reverse is also true.  In order to cancel a policy or to delete a vehicle from a policy, the plates must be canceled by the Registry.  If a vehicle is deemed a total loss and the plates are not being transferred to a replacement vehicle, agents can delete this vehicle once the plates are canceled by the Registry - back to the day after the accident if no rental vehicle was obtained, or back to the day after the rental vehicle was returned.

As for registration renewals, trailers need to be renewed as of 12/1 of every year, motorcycles as of 1/1 of every year, commercial vehicles as of 1/1 of every year and vanity plates as of 12/1 of every year.  The Registry does track the non-payment of excise tax bills and parking tickets, and will not renew registrations if there are any such unpaid bills showing at the Registry.

Lastly, a duplicate registration can be obtained by completing the appropriate form and bringing it to the Registry with the $25 fee or having our runner take to the Registry- just bring the form to us at 306 Washington Street in Norwell, MA.  Many times people realize they cannot locate their registration when it is time for their state inspection, so it is best not to wait until the end of the month to try to locate their registration.

We also have informative blogs on temporary plates and how to register a vehicle in MA. If you have any other insurance questions, be sure to contact us. We'll get you an answer. Learn more about auto insurance here


Donna Bellavance

Subscribe Blog

Subscribe Here!

Recent Posts

Posts by Tag

See all

Get a Quote

We are local insurance experts serving the South Shore for over 70 years.
Click below to get a free quote for your personal or business insurance.