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    Personal Insurance Blog

    Car Safety Seats: Is Your Child Safe?

    Posted by Gordon Atlantic Insurance

    Mon, Feb 27, 2017 @ 12:09 PM

    Keep your children safe in proper car seats and with auto from andrew gordon in insurance norwell maOne of the most underrated topics in Auto safety is child safety, especially in regard to car seats. Before you even begin to read about safety tips, be sure you are following the two foundational axioms of Car Seat Safety:

    1. Children are almost always safer when in the back than in the front.
    2. Children MUST be in a car seat appropriate for their HEIGHT and WEIGHT.

    Using a car seat correctly is one of the best ways to prevent injury to your child. However, incorrect usage is very common, and even a minor mistake in how the seat is used can translate to serious injury in the event of an accident.

    (List courtesy of the insurance information institute)

    1. Never put an infant in the front seat of a vehicle with a passenger air bag.
    2. Route harness straps in lower slots at or below shoulder level.
    3. Keep harness straps snug and fasten the clip at armpit level.
    4. Make sure the straps lie flat and are not twisted.
    5. Dress your baby in clothes that allow the straps to go between the legs. Adjust the straps to allow for the thickness of your child’s clothes. Do not use bulky clothes that could increase slack in a crash.
    6. To keep your newborn from slouching, pad the sides of the seat and between the child’s legs with rolled up diapers or receiving blankets.
    7. Put the car seat carrying handle down when in the car.
    8. Infants must ride in the back seat facing the rear of the car. This offers the best protection for your infant’s neck.
    9. Recline the rear-facing seat at a 45-degree angle. If your child’s head flops forward, the seat may not have reclined enough. Tilt the seat back until it is level by wedging firm padding such as a rolled towel, under the front of the base of the seat.
    10. All new car seats are now required to come equipped with top tether straps. A tether strap is a belt that is attached to the car seat and bolted to the window ledge or the floor of the car. They give extra protection and keep the car seat from being thrown forward in a crash. Tether kits are also available for most older car seats. Check with the manufacturer to find out how to get a top tether for your seat. Install it according to instructions. The tether strap may help make some seats that are difficult to install fit more tightly.

    Protect your childrens lives with proper car seating and auto from andrew gordon inc norwell maDo not use a car seat if any of the following apply:

    1. It is too old. Look on the label for the date it was made. If made before January 1981, the seat may not meet strict safety standards and its parts are too old to be safe. Some manufacturers recommend using seats for only 6 years.
    2. It does not have a label with the date of manufacture and model number. Without these, you cannot check on recalls.
    3. It has been in a crash. If so, it may have been weakened and should not be used, even if it looks all right.
    4. It does not come with instructions. You need the instructions to know how to install and use the car seat properly. Do not rely on the former owner’s instructions. Get a copy of the manual from the manufacturer.
    5. It has cracks in the frame of the seat.
    6. It is missing parts. Used seats often come without important parts. Check with the manufacturer to make sure you can get the right parts.

    To find out if your child safety seat has been recalled, you can call the Auto Safety Hotline ( 888-DASH-2-DOT ). If the seat has been recalled, be sure to follow the instructions for the recall or to get the necessary parts. You should also get a registration card for future recall notices from the Hotline.

    When to switch your child to a regular seatbelt:

    Keep your child in a car seat for as long as possible. When he or she is big enough, make sure that seat belts in your car fit your child correctly. The shoulder belt should lie across the shoulder, not the neck or throat. The lap belt must be low and flat across the hips, not the stomach. The child’s knees should bend easily over the edge of the vehicle seat. Seat belts are made for adults. If the seat belt does not fit your child correctly, he or she should stay in a booster seat until the belt fits.

    Never tuck the shoulder belt under the child’s arm or behind his or her back and use lap belts only as a last resort. Try to get a lap-shoulder belt installed in your car if it doesn’t already have one. If you must use a lap belt, make sure it is worn tight and low on the hips, not across the stomach.

      INSURANCE QUESTION?
    Corbin Foucart

    Tags: auto, safety, insurance, infant, air bag, child, seat, booster, belt, car, tips, injury, baby

    Insurance Tips for Financial Advisors

    Posted by Gordon Atlantic Staff

    Wed, Jul 17, 2013 @ 01:00 PM

    Financial advisors play a key role in ensuring that their clients wealth is protected. Property and casualty insurance- protection for homes, jewelry, cars, fine art, liability and yachts- is a critical part of personal wealth management. If your client has net worth in excess of $2 million, they need an insurance agent and insurance carrier equipped to address the clients complex risk management needs. It is important to enlist a knowledgeable insurance agent with access to private client and specialty insurance markets.

    Here are some important considerations to keep in mind  to protect successful individuals  and families: 

    • Legal Defense
      House
      Here are some insurance tips for financial advisors from Andrew G Gordon Inc
      Tips for finanacial advisors about insurance and money from Andrew G Gordon Inc
      How often does your client’s personal insurance agent conduct an in-depth review of the client’s lifestyle and insurance portfolio?  If the answer is less than an annual review, there may be gaps in coverage. Going through a checklist with an agent specializing in high net worth clients assures that all of your client’s exposures are properly addressed. Reviewing the needs of your client should be completed every year.
    • Are your clients protected by adequate personal excess liability coverage? If their net worth exceeds liability coverage limits then assets are at risk. Private client insurers offer up to $100 million on a single policy. This can address claims for property damage and personal injury caused by your client. In addition, these policies also provide legal defense even for cases that may seem frivolous.
    • Is the client's insurance program complicated? Does the client have policies split among several agents and insurers? For example,  the primary home and autos are insured  with one agent.  A summer home is insured  with a different agent and so forth. When coverage is fragmented, it almost always is more expensive and difficult to manage. Most importantly, if not handled by the same agent then there is a higher risk of an exposure going unprotected.
    • Is the home properly insured and protected? If your clients had to rebuild their homes in today’s market, would they have enough homeowners’ insurance to sufficiently cover the cost to rebuild? If the home has been extensively remodeled and the home insurance was not properly updated, the property may be greatly underinsured. A home replacement cost analysis or inspection can be arranged as part of the client’s annual review.
    • What type of hobbies or activities does the client enjoy?  Many private client insurers offer specialized Collection coverage to protect your clients favorite pastimes. For example, these insurers offer the services of art collection management experts to ensure that each collection is properly valued, adequately insured and protected in the event of an everyday mishap or a catastrophic disaster.
    • What is the makeup of the family? The exposure to liability claims is greater when there are youthful drivers in the household. Umbrella liability coverage can address the increased exposure associated with teen drivers. Some families may want to consider kidnap and ransom coverage available from private client insurers.
    • Does the client travel frequently? Private client carriers offer worldwide travel protection plans to respond to circumstances beyond the client’s control that cause a cancelled trip, emergency medical treatment or an early return home.
    • Are the clients insurance policies in sync with their estate plans? It is not unusual for successful clients to structure their property ownership using trusts, LLPs and LLCs. Not all insurers allow their policies to reflect these ownership structures. This can result in reduced protection or complicate the claim settlement at the time of a loss. Having an agent and insurer that is knowledgeable of property ownership structures is paramount to assuring your client is properly covered.
    • Are the clients involved with charities or foundations? Not for profit organizations typically operate on tight budgets and carry a minimal amount of liability insurance. Many private client insurers offer up to $1 million of liability protection in addition to the coverage provided by the board.
    • Should the client increase deductibles to save premium?  Many private client carriers offer a range of deductibles from $1,000 to $50,000. These carriers also offer a waiver of deductible for a loss over $50,000 if the deductible is under $20,000. Increasing the deductible saves premium so it may make sense for your client to take a higher deductible.
    • Does your client employ private staff? It’s not uncommon for housekeepers, nannies, gardeners and others to take their employer to court. Employment Practices Liability Insurance responds to allegations of sexual harassment, wrongful termination, discrimination and more. In addition, private client insurers May offer complimentary background checks on private staff. This helps to ensure only the most qualified and trustworthy individuals are taking care of the client’s family and property.  

    Offering complete solutions for successful individuals and families can be ensured with a well-informed insurance agent with access to private client markets. Our agency www.agordon.com and I can assist clients with a complete review of their account and risk management solution recommendations for clients.

    Contact Us Why Choose Gordon?

    Tags: home, travel, insurance, property insurance, advice, financial advisor, financial adviser, adviser, casualty insurance, hints, clients, personal excess liability coverage, charity, tips, help

    Vacation Security Tips

    Posted by Gordon Atlantic Staff

    Fri, May 10, 2013 @ 08:35 AM

    Stay safe on vacation with personal travel insurance from andrew g gordon incVacationing is an exciting time and summer vacations are right around the corner. Part of vacation planning should be used to secure your home while you are away. Some burglaries are random, while other are planned out (someone has been watching you and your home to learn your daily routine).  Here are some tips that I have personally practiced. Some tips more obvious than others.

    • Ensure that all doors and windows are securely locked.
    • Not everyone has burglar alarms. But if you do, notify your alarm company that you will be on vacation. Notifying your local police department is also advisable.
    • Outdoor lights – while your porch lights & exterior lighting do provide great security, they can also be a dead giveaway that you are on vacation if they’re left on 24/7. The use of timers or automatic light sensors gives a more realistic look that you are home. On at dusk, off at dawn.
    • Interior lights – Use light timers in a few rooms. Stagger their on/off times.  A radio or television on a timer is also a great deterrent.
    • Stop mail and newspaper deliveries or have someone take them in for you.
    • Mow your lawn or have it mowed before you go away. In the winter months, arrange to have your driveway shoveled.
    • Have a trusted person check the inside of your home daily. Reciprocate when it’s their vacation!
    • Empty driveways are a tell tale sign that you are away. Your car that’s parked in the same stationery position for a week is also a dead giveaway. When on vacation, regardless if I leave my car at home or not, I ask a neighbor to park their car in my driveway. I reciprocate when they’re on vacation.
    • Large objects that can be used as a platform to gain entrance through your windows should not be left out in the open.  I once returned from vacation to find that my wheelbarrow had been propped up against my rear window in an attempt for someone to gain access to my home.
    • Voice mail – your message should never imply that you are not at home or away. It’s better to say that you can’t come to the phone right now. This tip should be practiced 365 days per year!
    • Facebook, Twitter & other social media - Never, ever post your vacation plans or post your vacation while you are on vacation! As excited as you are to share your vacation, wait to post until you arrive home.

    Vacations are few and far between. Relax more during them, knowing that you have taken security measures to return to a safeguarded home.

    If you have any other questions or want advice on home safety and security, contact us by clicking the button below.

    Contact Us

    Tags: vacation, travel, safety, vacation help, home protection, tips

    Bike Safety

    Posted by Nate Gordon

    Sat, Nov 10, 2012 @ 11:16 AM

    It’s important to remain safe when you are out on the streets, regardless of how you travel.  Cycling is a great way to let off steam and get around more cleanly than driving a car.  Unfortunately, having to share the road is a simple reality that drivers, pedestrians, and especially cyclists have to get used to. These are some of the key elements you have to keep in mind when you are out on a bike if you want make it home safe.

    Bike safely with a helmet tips and personal from andrew gordon inc insurance norwell ma

    1. Wear a Helmet

    This one seems obvious, but there are plenty of people who forgo the helmet every time they go out. It’s the sort of thing people like to write off as being for small children, and while they have an especially high incident rate, I really can’t stress enough just how important it is for people of all ages out on the road to wear a helmet. There are constant opportunities for a crash, and the difference between an unpleasant jostling and a trip to the hospital can be as simple as remembering to strap on your helmet.

    2. Hand turn signals

    Easily the biggest threat to road cyclists is the cars you have to share the road with. Turning signals are the same that you would use in a car when your tail lights aren’t working: signal with your left hand as you continue to steer with your right. Before making a left turn, extend your left arm out straight. When you make a right turn, hold your left arm up, elbow at a right angle.  When you are about to stop, hold your left arm pointed down to the ground.

    3. Stay Visible!

    This is one that, again, can come off as pretty obvious, but there are so many ways that people forget to make themselves visible to people in cars. Make sure that whatever you’re wearing has relatively bright colors on it at the very least, even if you are out in the middle of the day.

    Further, you should do your best to avoid going out after dark. Motorists have a hard enough time seeing other cars at night, and they have big lights on them to warn each other. When you really can’t avoid biking late, you have to dress accordingly. At this point, wearing bright colors just isn’t enough; you have to make sure to wear a reflective strip, or get a blinker installed on your bike. But again, the safest option is just to restrict your biking activity to daylight.

    4. Stay in the Bike Lane (or, Failing that, remember to stay in Traffic)

    Lower personal risk on your bicycle and stay safe with andrew gordon inc insurance norwell ma

    When you live in a town or city that has a bike lane, it is the cyclist’s responsibility to honor that designation and ride exclusively in that lane. This keeps you safe from cars that have no reason to be passing through that lane, and also frees up traffic so that the motorists don’t have to worry about you going in their lane. 

    However, it is important to note that most rural towns do not have such a lane designated just for bicycles.  If you are in such a town, it is a common mistake to treat the road shoulder as a sort of bike lane.  This is actually significantly less safe than riding right on the road.  The shoulder does not give as much space as a bike needs, so you can still get side swiped by a car whose driver didn’t see you. Biking more in the standard road makes one more visible to motorists coming up behind you and allows you to avoid the potholes and crumbling asphalt you can find on a shoulder.

    So, always stay visible, ride where you’re safest, and always, always wear a helmet.  Despite the scary picture this might paint for road biking, it really is one of the best ways to stay in shape and enjoy the fresh air. 

    For more of our personal blogs, where we discuss everything from safety issues to recipes, click here. Don't hesitate to contact us with an insurance question. Learn about personal insurance here. 

      INSURANCE QUESTION?

    Nate Gordon

    Tags: risk, management, safety, biking, visibility, tips, traffic, helmet, bike, bicycle, signals, turn

    What Do I Tell My Babysitter?

    Posted by Gordon Atlantic Staff

    Thu, Oct 11, 2012 @ 05:14 PM

    Inform your babysitter and keep your kids safe with andrew gordon inc insurance norwell maI, like any responsible teenager looking for some quick cash, babysit children when parents want to go out and enjoy the night. The adults get to have fun, and I get to act like a kid again (playing, doing arts and crafts, watching cartoons, etc.).

    Everything usually goes smoothly, but ever since I started working at Gordon, I’ve thought about some more precautions that should be taken before a babysitting job, just in case anything goes wrong.

    Emergency contact information

    In case of poor cell phone connection, leave your sitter with another number to call. This number can be a relative, a friend, or a trusted neighbor. If you are traveling in a group, provide your sitter with the number of another member in the party in case you cannot answer your phone (you leave it on silent, your battery dies, etc.)

    Medications/Allergies

    Keep your kids safe while theyre babysat with insurance and these tips from andrew gordon inc norwell ma

    Make your sitter aware of any medications or allergies your child/children have. Do not forget to specify where these medications can be found. This is crucial. For example, one of my friend’s mothers was babysitting a young boy when she was a teenager. The boy was stung by a bee and had an allergic reaction. Thinking quickly, my friend’s mother utilized the boy’s epi-pen, and she ended up saving his life.

    Car seats

    If your babysitter is going to be chauffeuring your children, make sure you give the sitter car seats and explain how to use them properly. If you aren't entirely sure about car seat safety, check out our blog here.

    Authority

    Make sure your children know that the babysitter is the boss and has the final say in things. Some children become unruly when their parents leave, and do not recognize the authority of the sitter. However, if a sitter decides that play is too rough (i.e. jumping on the furniture, getting aggressive with sharing toys, etc.) make sure your children know the consequences of a bad report.

    Remember, you can only have a good time if you know that your children are in good care. Leave them in the best care possible by providing your sitter with all the necessary info to make his/her night a piece of cake.

    If you have any other questions about insurance or risk management, feel free to contact us anytime. We would be happy to help.

    INSURANCE QUESTION?

    Tags: Emergency, car, tips, babysitting, babysitter, medications, allergies, seats, contact information

    Junior Operators: What is the Time Restriction Violation?

    Posted by Gordon Atlantic Staff

    Tue, Sep 25, 2012 @ 06:11 PM

    Nighttime. How does it apply to junior operators?Junior operators must obey the rules of the road and drive safely with auto from andrew gordon inc insurance norwell ma Quite simply, it is a time when junior operators should be off the road. In Massachusetts, a time restriction violation is enforced. For junior operators, driving between 12:30 AM to 5:00 AM is illegal, and you can bet that the police do patrol the streets at night.

    Penalties

    If a junior operator happens to be caught breaking the time restriction, his/her license will be suspended for 60 days and have to pay a $100 reinstatement fee. A second violation requires a 180-day suspension, the $100 reinstatement fee, and a Driver Attitudinal Retraining Course. A third offense will result in a license suspension for a full year, the $100 fee, and the Driver Attitudinal Retraining Course with a full exam. For more information on junior operator penalties, click here.

    Why Obey?

    The chance that a junior operator driving during restricted hours will be caught is VERY HIGH. How many people drive around during those restricted hours anyway? A police officer is bound to notice, and will probably follow the car for a while. If said junior operator speeds, or if drives suspiciously slow, the cop will not hesitate to pull the car over.

    Think about it. In retrospect, a 60-day suspension is two months without having a license. The latter penalties increasingly become much worse. Since junior operators are mainly high school students, two months without being able to bring themselves around and about will only contribute to a miserable summer or school year.

    Tips

    The chance of junior operators driving during nights increases during the summer months. Teens will sleep away the morning, and roam during all hours of the night. Be sure your junior operator does not roam the nights by driving a vehicle.

    1. Plan ahead. Junior operators should be aware of their plans in advance so they know the appropriate timing for driving during permitted hours.

    2. Provide extra time. If it takes 15 minutes to drive home from a friend's house, plan to leave 20-25 minutes prior to 12:30 to ensure that the time restriction is met.

    3. Pack. If your teen loses track of time and cannot make it home by the restriction, be sure they have all his/her necessary night gear (PJ's, spare toothbrush, etc.) stowed away in the back or the trunk of the car.

    4. Communicate. This is probably the most important tip. Since the restriction takes effect late at night, talk ahead of schedule about what to do if the time restriction passes. For example, have a pre-set agreement with your teen that if they cannot make it home before the restriction, he/she will have permission to sleep at a friend's house.

    We have a page for new driver resources, and another blog about junior operator restrictions here. If you have any questions about insurance, click the button below or simply contact us.

    Teen Driver Kit Auto Quote

    Tags: new, driving, junior operator, time, tips, driver, teen, restriction, night, restrictions

    What is the Passenger Restriction for Junior Operators?

    Posted by Gordon Atlantic Staff

    Wed, Sep 05, 2012 @ 02:10 PM

    The jol passenger restriction for your teenage driver Gordon Atlantic InsuranceGetting a driver's license is one of the biggest rites of passage for a teenager.  But the first 6 months, driving with a Junior Operator license, is not without limitations.  As a high school student, the law I see broken most often is the passenger restriction law.

    The Rules, the Law,

    Junior operators are not allowed to drive passengers under the age of 18 for the first six months of driving; this law excludes siblings.

    If a junior operator is caught breaking this law, he/she will have a 180-day license suspension and have to pay a $100 reinstatement fee. A second offense leads to a suspension, the same fee, and another driving course (as if driver’s ed. wasn’t bad enough the first time around!). 

    Why Obey?

    Some teens shrug this law off. Why? Technically, the police cannot pull a teenager over for driving a passenger. The police do not possess a “junior operator first six months” radar. Unless you break another law that gives reason for you to be pulled over, the police will never know.

    Accidents are unplanned.

    If a junior operator is caught in accident with a passenger within the first six months of having a license bad things happen. First of all, there’s the whole law issue. Secondly (this may be more scary to teens), the junior operator now has to deal with his/her parents/guardians.

    Tips

    It’s not always so easy to say no if a friend asks for a ride. Even if your best friend since preschool asks you, it’s OK to say no. Here are some tips to avoid accepting an illegal passenger:

    1. You should always start by saying that the passenger restriction applies to you. This way, your friend knows from the start that driving him/her would be illegal and puts you at risk.
    2. Tell them that you feel uncomfortable breaking the law.
    3. Tell them that you have an agreement with your parents - if you are caught, you don’t have access to a car. Also, point out that parents do talk to each other. (i.e. Bob’s Mom: “It was so nice of Jimmy to drive Bob home from soccer yesterday!” Jimmy’s Mom: “What?!” )
    4. If worse comes to worse, and you have some extra time, tell him/her that you’ll stay with them until his/her ride comes. Sometimes friends will insist they need a ride simply because they don’t want to be left alone.

    Usually saying no will get you out of these uncomfortable situations. Don’t act as if you’ll change your mind. If you stay persistent with saying no from the beginning, your friend will realize that continually asking you is a lost cause.

    If you do say yes, you are a.) going to be breaking the law, and b.) earn a reputation among your peers as someone who is available to drive. You don’t want either of those.

    Best of luck to those new drivers!  Remember, be safe and be smart.

    For navigating the most efficient and economical way to keep insurance affordable with new inexperienced drivers, contact the specialists at Gordon Atlantic.  We've been helping families keep new drivers safe, and keep insurance costs low, since Geoff Gordon was first behind the wheel over 40 years ago. 

    And if you are new to Massachusetts, registering plates or transferring plates, or adding a title for a new vehicle, be sure to check out our article on the Massachusetts RMV-1 form.

     

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    Teen Driver Kit

     

    Tags: auto, law, junior, operator, passenger, massachusetts, ma, license, tips, restriction

    Hurricane Season 2012: Be Prepared

    Posted by Gordon Atlantic Staff

    Thu, Jun 28, 2012 @ 03:32 PM

    Hurricane Debby’s damage to Florida is a reminder that hurricane season is here; it’s time for all of us who lie in a potential hurricane path to be ready and get prepared. That means get ready for the worst storm before hand, know what to do during the hurricane, and be on top of dealing with the aftermath.

    Before the Storm

    hurricane

    Never get caught “up a creek without a paddle” as some might say. Be ready for the worst case scenario storm.

    Know what to do with you and your family should disaster strike. This includes having a pre planned evacuation route, how to shut off utilities, having extra fuel. A pet plan is necessity if you want to protect Fido. (see our blog about pet plans).

    We provide a free checklist prepared by our in-house insurance experts. Any checklist you find will be a blessing if you follow it.

    • Prepare a survival kit

    Canned food, FIRST AID KIT, portable radio, clothing: our checklist has a more comprehensive list

    During a Hurricane

    The key word here is stay safe. Don’t adventure outside until the storm is long gone.

    Aftermath

    Listen for any flood warnings and other public service announcements, follow suggestions. One of the best things you can do if your home has suffered damage is to make the temporary repairs necessary (take pictures of damage for evidence.) Your policy probably requires this anyway and costs should be covered. Make your claim as soon as possible as well. If you have questions on your policy, contact us and we’ll make sure you’re prepared to be covered.

    Keep your home dry and prevent mold from taking hold.

    And for more info on Hurricane season 2012:

    INSURANCE QUESTION?

    Tags: home, plan, damage, hurricane, preparation, insurance, debby, tornado, prevention, homeowners, disaster, storm, tips, survival kit

    Spring Risks & Safety Tips

    Posted by Donna Bellavance

    Mon, Apr 02, 2012 @ 05:18 PM

    Keep your kids safe from backyard accidents with homeowners from Andrew Gordon Inc Insurance Norwell MA

    With spring right around the corner and outdoor activities on the rise, it is important that homeowners be aware of the potential for backyard accidents to occur.  Keeping in mind the millions of people that are injured annually in household mishaps, below is a list of recommendations pertaining to equipment utilized daily by all of us. Keep these tips in mind when enjoying the warmer weather:

    Ladders

    Whether cleaning the gutters or doing some painting touch-ups, make sure the ladder base is not too close to the supporting object; the ladder’s stability will be compromised. Most ladder injuries occur from overreaching or standing on a rung that’s too high, so if it’s out of reach, reposition the ladder and try again.

    Grills

    Although it seems unlikely that anything unpleasant could come from a device that gives us hot dogs, remember that a grill is a fire hazard that should be kept at least 3 feet from the house. Smokey the Bear, a fire and woodland damage consultant for A. G. Gordon, would also suggest that you NEVER leave your grill unattended.

    Lawn Mowers

    Before you begin the time-honored battle of nature vs. machine known to most as “mowing the lawn”, take a walk around your yard and clear any debris. Lawn ornaments deep in the recesses of unkempt grass are a lot less cute when they are ejected from a lawnmower at dangerous speeds. Some other good practices include: shutting the lawnmower off when reaching down anywhere near the ground and keeping children away while mowing.

    Playground Sets

    Monitor children at all times. Make sure equipment is not too high for their ages. The rule of thumb: no higher than 6 feet for ages under 5, 8 feet for school age children.

    Trampolines

    Do not let the trampoline become overcrowded. Trampolines have weight limits, and any activity where one has to avoid the flying bodies of others is generally a hazardous environment for kids. Somersaults and tricks should be discouraged, especially with other children on the trampoline.

    Pools

    If you have a gate, make sure it’s locked when the pool isn’t in use. NEVER let young kids go in the pool unattended.

    Pets (not equipment, but still important)

    Watch out for dangers from the pesticides and fertilizers used in yards and gardens as well as being poisoned by eating certain plants, such as oleander, azaleas, and lilies.

    After your spring activities, check us out at www.agordon.com. We have excellent insurance resources like our whiteboard videos if you’re in the market, or even if you’re just curious. Learn more about homeowners insurance here

    Home Quote Request  

    Donna Bellavance

    Tags: house, home, children, grill, outdoors, safety, games, ladders, playground, gardening, life, insurance, shopping, homeowners, trampoline, spring, tips, activities, lawn, mower, pool

    7 Skiing Safety Tips

    Posted by Gordon Atlantic Staff

    Tue, Dec 27, 2011 @ 03:40 PM

    December is almost over, the temperature is finally dropping, and Christmas is behind us which means soon everyone will be walking in a winter wonderland, and playing in it too. I’ll go through the 4 "S" sports: skiing, snowboarding, sledding, and skating eventually, but for now I’ll focus on skiing.

    Skiing

    If you have the experience and equipment, this can be a great way to spend a Saturday or a full weekend. With all the fun associated with skiing, there are a few safety considerations:

    1. HELMET HELMET HELMET:

    No matter what slope you’re going to, your proficiency, your age; helmets are a MUST HAVE.

    Good Example: Bad Example:
    Keep yourself safe by wearing helmets and covering with personal from Andrew Gordon Inc Insurance Ski safely with a helmet and personal from Andrew Gordon Inc Insurance Norwell MA

    2. Check ski conditions before hand:

    Don’t just check the weather and snow coverage; make sure you’re comfortable skiing there.

    3. Dress for the weather:

    If there’s snow on the mountain, it’s usually cold. Bundle up and cover your face, frostbite can be a pain.

    4. Equipment:

    Make sure you have equipment that fits you and is the proper size, this is more crucial for children who regularly grow and need new equipment.

    5. Buddy system:

    Go to the mountain with one pal or a few, skiing alone can be dangerous simply because there’s no one to watch your back.

    6. Don’t give people the cold shoulder:

    Be sure to let people know when/where you’re going and when you’ll be back in case, god forbid, something happens and you can’t call for help.

    7. Stop:

    As soon as you start feeling tired, give it a rest, they have heated lodges filled with food for a reason.

    Here are a few checklists for clothing, preparation and treatment, and general tips.

    Here are a few helmets to check out buying if you don't already have one.

     

    While you’re browsing the internet for nearby slopes (I recommend Gunstock personally) and ski equipment dealers, check us out at www.agordon.com. Contact us if you have any skiing safety questions (and questions in general) or if you want to learn more about insurance.

    Contact Us INSURANCE QUESTION?  

    Tags: skiing, winter, sports, safety, tips, helmet, help, ski, safely, safe, activities

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