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    Avoiding Collisions with Deer

    Posted by Gordon Atlantic Insurance

    Wed, Feb 15, 2017 @ 11:53 AM

    Avoid automobile accidents with deer and other animals with this auto information from Gordon InsuranceOne of the more unpredictable and dangerous things drivers tend to forget about is the possibility of hitting a deer.  If you live and drive in a city one hundred percent of the time, stop reading this post or come back to it in 20 years when deer are forced into cities, too. 

    If you live outside the 128 belt however, deer are everywhere and particularly active in the fall.

    Perhaps you still think that a collision with a deer is unlikely; according to the National Safety Council there are roughly 530,000 animal-related accidents per year.   Accidents with deer are 

    Rut is on

    disproportionately high in October, November and December, both because colder weather

     changes feeding patterns, and the rut in late fall, when deer mate and hormones are surging in males and females alike

    Also, depending on what type of car you drive, you could be looking at serious damage or bodily injury from a collision with a deer.  Our children's drivers’ ed instructor, a former state trooper, warns fledgling drivers about how he and his partner hit a large buck and totaled their police car.

    The I.I.I. lists several steps you can take to avoid unnecessary collisions with deer:

    1. Have you ever heard the expression ‘lone wolf’? Yeah, that doesn’t apply to deer. It is very rare for deer to travel alone; if you see one by the side of the road, slow down and keep your eyes peeled. Others are most likely nearby.
    2. Pay attention to deer crossing zones; as obvious as this may sound, drivers typically notice road signs like speed limits and tend to ignore deer crossing signs. If a municipality is willing to fork over the money to erect a sign for deer, there must be a significant deer presence. Proceed with caution.
    3. Drive carefully at dawn and dusk. These are active times for deer, and statistically the most likely time for you to hit one.
    4. When driving at night, use high-beams when there is no on-coming traffic. Deer on the side of the road will be much easier to see, and their eyes reflect the light brightly, even at a distance.
    5. If you encounter a deer, blow your horn with one sustained blast to scare them away. Be aware that they might run into the street though, so brake when you do so.
    6. If there is a deer in your path, brake firmly but DO NOT SWERVE. Minor crashes become serious crashes when drivers swerve into oncoming traffic or off the road.
    7. Do not rely on "deer whistles" or "deer reflectors." There is no evidence to suggest that these devices are even marginally effective.

    Call us or your existing insurance agent if you do hit a deer and report any damage to your car. Animal collisions are included under "comprehensive" coverage (not collision - go figure) with your auto policy.

    Learn more about other auto insurance options here.

     

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    Tags: auto, insurance, hitting, animal, car, accidents, deer

    The Insurance Monster

    Posted by Gordon Atlantic Staff

    Fri, Jan 18, 2013 @ 01:05 AM

    Be comfortable with insurance from andrew gordon incWhen we were little, we all had fears. Some of us feared the boogey-man who lived under beds. We heard strange noises at night, and we would hide under our blankets with our flashlights to protect ourselves from these monsters.

    Now that we're older, we have different fears. Fear of debt, fear of loneliness, fear of hunger- all these monsters follow us wherever we go. Unfortunately for some of us, we are stalked by the Insurance Monster.

    The Insurance Monster follows you around, waiting for bad things to happen. He is the black cat that crosses your path, he is the number 13, he is the mystery meat that your cafeteria serves you (ugh, talk about bad luck!). In general, this guy is bad news. He will do anything in his power to put you at loss. Your loss is his gain.

    However, the Insurance Monster is easily scared away by one word: Insurance. (You can tell that he didn't name himself). He hates insurance. When he goes about causing mischief and you've got yourself covered, he becomes so upset. His goal is to cause problems that put you at loss. But if you have insurance, what is there for you to lose?

    You see, the Insurance Monster will never disappear. Accidents will always happen, and whether you're accident-prone or not, insurance will always have your back (that is, if you have the correct insurance).

    So make sure you're protected from the Insurance Monster. Scare him away with the very thing he dreads. Take the time to talk to an insurance expert. (Insurance expert = Modern-day Ghostbuster to your very own Insurance Monster.) It will save you both time and money.

     

    If you would like a quote on your home or auto policy, click the buttons below. If you would rather speak to an insurance representative directly, contact us here at Gordon Insurance. And if you have any other insurance questions, or are simply curious about what insurance tools you can use to battle your Insurance Monster, check out our famous whiteboard videos.

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    Tags: insurance, protection, monster, accidents, fears, expert, talk to an insurance expert

    Are Your Turn Signals On?

    Posted by Gordon Atlantic Staff

    Sat, Oct 06, 2012 @ 10:10 AM

    Massachusetts is infamous for having drivers that do not use their turn signals while on the road. This lack of blinker use creates more problems than you might think.

    Prevent automobile collisions by using your vehicle signals and with auto from andrew gordon inc insurance norwell maIn fact, a shocking study by the Society of Automotive Engineers shows that one in every four turns is made without using a signal. The result? Two million collisions each year. Therefore, accidents caused by failure to use a blinker occur more than twice as often as accidents caused by distracted driving. (Distracted driving causes about 950,000 collisions per year.)

    Turn signals are important because they act as a form of communication. Other drivers cannot predict which way you are going, and you cannot predict their moves either.

    Whenever you use a blinker, you should always provide an ample amount of time for the other drivers to recognize your message. Use your blinker at least 100 feet before you make the turn (the distance between two electric poles is approximately 50 ft).

    When should I use a blinker?

    It's your responsibility to signal turns, even if your blinker breaks. Here’s what the law says:

    “Every person operating a motor vehicle, before stopping said vehicle or making any turning movement which would affect the operation of any other vehicle, shall give a plainly visible signal by activating the brake lights or directional lights or signal as provided on said vehicle; and in the event electrical or mechanical signals are not operating or not provided on the vehicle, a plainly visible signal by means of the hand and arm shall be made. Hand and arm signals shall be made as follows:—

    1. An intention to turn to the left shall be indicated by hand and arm extended horizontally.

    2. An intention to turn to the right shall be indicated by hand and arm extended upward.

    3. An intention to stop or decrease speed shall be indicated by hand and arm extended downward.

    Whoever violates any provision of this section shall be punished by a fine of not less than twenty-five dollars for each offense. “

    In plainer English, you should always use a blinker. For more specific situations, see below.Drive safely and warn other drivers with blinkers and auto insurance from andrew gordon inc norwell ma

    1. Making turns. Whether it’s a side road, a driveway, a fast food drive-thru, you need to let other drivers know where you're heading. Whenever you make a turn, your car will be slowing down and the cars behind you have to be aware that your speed will be changing prior to the turn.
    2. Switching lanes. You should always use a turn signal to indicate change of lane. Remember, there might be a driver right in your blind spot.
    3. Intersections and traffic lights. At all intersections, use the signal to show in which direction you intend to proceed. At intersections with traffic lights and traffic lanes (i.e. “left turn only” lanes), continue to use your turn signal. Other drivers behind you may have their vision blocked and are unable to identify the specificity of the traffic lanes.

    Using a turn signal doesn’t take away from any of the driving experience. All it does is create a safer environment for all drivers, including yourself.

    If you have any questions about insurance, feel free to contact us. Learn more about auto insurance here.

    INSURANCE QUESTION?

    Tags: auto, safety, law, prevention, ma, driving, accidents, blinker, signals, SAE, distracted, turn

    Loss: Tips on Prevention and Restoration

    Posted by Sue Bird

    Wed, Jun 27, 2012 @ 09:34 AM

    Here are some helpful suggestions on loss prevention as offered on the Bunker Hill Ins. Co. website. Remember, your Homeowners policy is not a maintenance plan and you should maintain your property. Also, included below are tips on what to do if you do have a loss.

    Preventing Loss

    Cover your home in case of water or fire damage with homeowners from Andrew Gordon Inc Insurance Norwell MA

    Quick tips checklist

    Water

    • Maintain your roof and inspect it once a year.
    • Trim trees and prune dead limbs.
    • Keep gutters and downspouts clean and free of debris.
    • Check washing machine hoses periodically and replace them every 5 years.
    • Test your sump pump regularly.
    • Know how to turn off your water supply.
    • Consider installing automatic shut-offs on appliances and water main.
    • Replace hot water tanks before they corrode (every 7 to 10 years).

    Fire

    • Test smoke detectors frequently and replace batteries as needed.
    • Use wood stoves and electric heaters with extreme care.
    • Don’t leave candles unattended.
    • Keep outdoor grills away from decks and siding.
    • Dispose of smoking materials carefully.
    • Never smoke in bed.

    Accidents

    • Stairs should have secure handrails and be clutter-free.
    • Make sure there are working night lights at the top and bottom of all stairs.
    • Keep exterior walks free of debris, ice and snow.
    • Install fences and self-closing gates around your pool.

    Protect your home from theft water fire or storm damage with these tips and homeowners from Andrew Gordon Inc Insurance Norwell MAHome Security

    • Lock doors and windows.

    Going away?

    • Arrange for mail pick-up and yard maintenance.
    • Cancel newspaper deliveries.
    • Keep lights on timers.
    • Have a friend or neighbor check your property frequently.

    And if you have a claim, here are some tips to prevent further damage:

    • Call us to report your loss, or visit us at www.agordon.com
    • Call a professional if you need help.
    • Clean up standing water.
    • Cover holes in the roof or walls.
    • Report theft to local police.
    • Keep receipts for any work performed.
    • Find more tips on how to mitigate water or fire & smoke damage.

     

    Get a list of home cleaning and restoration companies in your area or check out our home insurance resources and white board videos. Learn more about the basics of homeowners insurance here

    INSURANCE QUESTION?  

     Sue Bird

    Tags: house, home, theft, damage, restoration, insurance, fire, prevention, loss, homeowners, water, accidents

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