Here are some helpful suggestions on loss prevention as offered on the Bunker Hill Ins. Co. website. Remember, your Homeowners policy is not a maintenance plan and you should maintain your property. Also, included below are tips on what to do if you do have a loss.
Quick tips checklist
Maintain your roof and inspect it once a year.
Trim trees and prune dead limbs.
Keep gutters and downspouts clean and free of debris.
Check washing machine hoses periodically and replace them every 5 years.
Test your sump pump regularly.
Know how to turn off your water supply.
Consider installing automatic shut-offs on appliances and water main.
Replace hot water tanks before they corrode (every 7 to 10 years).
Test smoke detectors frequently and replace batteries as needed.
Use wood stoves and electric heaters with extreme care.
Don’t leave candles unattended.
Keep outdoor grills away from decks and siding.
Dispose of smoking materials carefully.
Never smoke in bed.
Stairs should have secure handrails and be clutter-free.
Make sure there are working night lights at the top and bottom of all stairs.
Keep exterior walks free of debris, ice and snow.
Install fences and self-closing gates around your pool.
Lock doors and windows.
Arrange for mail pick-up and yard maintenance.
Cancel newspaper deliveries.
Keep lights on timers.
Have a friend or neighbor check your property frequently.
And if you have a claim, here are some tips to prevent further damage: