One of the more unpredictable and dangerous things drivers tend to forget about is the possibility of hitting a deer. If you live and drive in a city one hundred percent of the time, stop reading this post or come back to it in 20 years when deer are forced into cities, too.
If you live outside the 128 belt however, deer are everywhere and particularly active in the fall.
Perhaps you still think that a collision with a deer is unlikely; according to the National Safety Council there are roughly 530,000 animal-related accidents per year. Accidents with deer are
disproportionately high in October, November and December, both because colder weather
changes feeding patterns, and the rut in late fall, when deer mate and hormones are surging in males and females alike
Also, depending on what type of car you drive, you could be looking at serious damage or bodily injury from a collision with a deer. Our children's drivers’ ed instructor, a former state trooper, warns fledgling drivers about how he and his partner hit a large buck and totaled their police car.
Call us or your existing insurance agent if you do hit a deer and report any damage to your car. Animal collisions are included under "comprehensive" coverage (not collision - go figure) with your auto policy.
Learn more about other auto insurance options here.
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