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    Personal Insurance Blog

    Bike Safety

    Posted by Nate Gordon

    Sat, Nov 10, 2012 @ 11:16 AM

    It’s important to remain safe when you are out on the streets, regardless of how you travel.  Cycling is a great way to let off steam and get around more cleanly than driving a car.  Unfortunately, having to share the road is a simple reality that drivers, pedestrians, and especially cyclists have to get used to. These are some of the key elements you have to keep in mind when you are out on a bike if you want make it home safe.

    Bike safely with a helmet tips and personal from andrew gordon inc insurance norwell ma

    1. Wear a Helmet

    This one seems obvious, but there are plenty of people who forgo the helmet every time they go out. It’s the sort of thing people like to write off as being for small children, and while they have an especially high incident rate, I really can’t stress enough just how important it is for people of all ages out on the road to wear a helmet. There are constant opportunities for a crash, and the difference between an unpleasant jostling and a trip to the hospital can be as simple as remembering to strap on your helmet.

    2. Hand turn signals

    Easily the biggest threat to road cyclists is the cars you have to share the road with. Turning signals are the same that you would use in a car when your tail lights aren’t working: signal with your left hand as you continue to steer with your right. Before making a left turn, extend your left arm out straight. When you make a right turn, hold your left arm up, elbow at a right angle.  When you are about to stop, hold your left arm pointed down to the ground.

    3. Stay Visible!

    This is one that, again, can come off as pretty obvious, but there are so many ways that people forget to make themselves visible to people in cars. Make sure that whatever you’re wearing has relatively bright colors on it at the very least, even if you are out in the middle of the day.

    Further, you should do your best to avoid going out after dark. Motorists have a hard enough time seeing other cars at night, and they have big lights on them to warn each other. When you really can’t avoid biking late, you have to dress accordingly. At this point, wearing bright colors just isn’t enough; you have to make sure to wear a reflective strip, or get a blinker installed on your bike. But again, the safest option is just to restrict your biking activity to daylight.

    4. Stay in the Bike Lane (or, Failing that, remember to stay in Traffic)

    Lower personal risk on your bicycle and stay safe with andrew gordon inc insurance norwell ma

    When you live in a town or city that has a bike lane, it is the cyclist’s responsibility to honor that designation and ride exclusively in that lane. This keeps you safe from cars that have no reason to be passing through that lane, and also frees up traffic so that the motorists don’t have to worry about you going in their lane. 

    However, it is important to note that most rural towns do not have such a lane designated just for bicycles.  If you are in such a town, it is a common mistake to treat the road shoulder as a sort of bike lane.  This is actually significantly less safe than riding right on the road.  The shoulder does not give as much space as a bike needs, so you can still get side swiped by a car whose driver didn’t see you. Biking more in the standard road makes one more visible to motorists coming up behind you and allows you to avoid the potholes and crumbling asphalt you can find on a shoulder.

    So, always stay visible, ride where you’re safest, and always, always wear a helmet.  Despite the scary picture this might paint for road biking, it really is one of the best ways to stay in shape and enjoy the fresh air. 

    For more of our personal blogs, where we discuss everything from safety issues to recipes, click here. Don't hesitate to contact us with an insurance question. Learn about personal insurance here. 

      INSURANCE QUESTION?

    Nate Gordon

    Tags: risk, management, safety, biking, visibility, tips, traffic, helmet, bike, bicycle, signals, turn

    Snowboarding Safety Tips

    Posted by Gordon Atlantic Staff

    Fri, Mar 02, 2012 @ 02:53 PM

    I know very little about snowboarding; however, I enjoy skiing very much. More often than not, snowboarders and skiers share the slopes together. It is vital for both snowboarders and skiers to practice safe techniques while enjoying a vacation on the mountains. There are many safety considerations to consider before and during your time snowboarding.

    Before you go:

    1Have a safe winter with personal and safety tips from Andrew Gordon Inc Insurance Norwell MA. Have the right equipment

    A snowboard would be a good start.

    2. Warm clothing

    It gets cold on the top of a mountain.

    3. Goggles

    Especially with tint (unless night snowboarding) the sun can be just as hazardous as the snow.

    4. Helmet

    Need I say more? A fuzzy hat will not protect you from a head injury.

     

    While snowboarding

    1. Know what you’re doing

    If you don’t know how to snowboard, then take a lesson.

    2. Keep control

    Always feel comfortable that you can stop, slow down, and turn at a moment’s notice.

    3. Don’t be afraid to stop

    If you make a wrong turn onto a double black diamond after you’re first snowboarding lesson, stop, remove your equipment, and walk down.

    4. Intake

    Drink water and eat well, don’t mix alcohol/drugs with going down a mountain at high speeds: it won’t end well.

     

    Responsibility code

    The National Ski Areas Association says it best - here’s what they have on their website:

    1. Always stay in control.
    2. People ahead of you have the right of way.
    3. Stop in a safe place for you and others.
    4. Whenever starting downhill or merging, look uphill and yield.
    5. Use devices to help prevent runaway equipment.
    6. Observe signs and warnings, and keep off closed trails.
    7. Know how to use the lifts safely.

    But remember, many snowboarding and ski resorts have their own rules, learn and follow them.

    Enjoy the slopes, despite our warm winter. Keep your safety tips in mind and have fun. After your snowboarding weekend, check us out at www.agordon.com. Take a look at my other blogs about winter sport safety for skiing, sledding, and ice skating.

      INSURANCE QUESTION?  

    Tags: skiing, snowboarding, mountain, winter, sports, safety, snow, ice, accident prevention, winter sports, snowboarder, snowboard, ski resort, slopes, responsibility code, helmet, activities

    7 Skiing Safety Tips

    Posted by Gordon Atlantic Staff

    Tue, Dec 27, 2011 @ 03:40 PM

    December is almost over, the temperature is finally dropping, and Christmas is behind us which means soon everyone will be walking in a winter wonderland, and playing in it too. I’ll go through the 4 "S" sports: skiing, snowboarding, sledding, and skating eventually, but for now I’ll focus on skiing.

    Skiing

    If you have the experience and equipment, this can be a great way to spend a Saturday or a full weekend. With all the fun associated with skiing, there are a few safety considerations:

    1. HELMET HELMET HELMET:

    No matter what slope you’re going to, your proficiency, your age; helmets are a MUST HAVE.

    Good Example: Bad Example:
    Keep yourself safe by wearing helmets and covering with personal from Andrew Gordon Inc Insurance Ski safely with a helmet and personal from Andrew Gordon Inc Insurance Norwell MA

    2. Check ski conditions before hand:

    Don’t just check the weather and snow coverage; make sure you’re comfortable skiing there.

    3. Dress for the weather:

    If there’s snow on the mountain, it’s usually cold. Bundle up and cover your face, frostbite can be a pain.

    4. Equipment:

    Make sure you have equipment that fits you and is the proper size, this is more crucial for children who regularly grow and need new equipment.

    5. Buddy system:

    Go to the mountain with one pal or a few, skiing alone can be dangerous simply because there’s no one to watch your back.

    6. Don’t give people the cold shoulder:

    Be sure to let people know when/where you’re going and when you’ll be back in case, god forbid, something happens and you can’t call for help.

    7. Stop:

    As soon as you start feeling tired, give it a rest, they have heated lodges filled with food for a reason.

    Here are a few checklists for clothing, preparation and treatment, and general tips.

    Here are a few helmets to check out buying if you don't already have one.

     

    While you’re browsing the internet for nearby slopes (I recommend Gunstock personally) and ski equipment dealers, check us out at www.agordon.com. Contact us if you have any skiing safety questions (and questions in general) or if you want to learn more about insurance.

    Contact Us INSURANCE QUESTION?  

    Tags: skiing, winter, sports, safety, tips, helmet, help, ski, safely, safe, activities

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