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    Personal Insurance Blog

    Home Maintenance for the Spring/Summer

    Posted by Gordon Atlantic Staff

    Thu, Jun 02, 2016 @ 10:52 AM

    Keeping Cool Inside

    Make sure you have your HV/AC serviced and change the filters on each unit in the home if you have more than one unit.

    Try and keep up with the dust on the ceiling fans for optimal use they need to be dust free to operate. Also it will help if you run both A/C and ceiling fans at the same time for better circulation.

    Keep shades down in rooms with direct sun till the sun passes that room.

    If you aren’t using a room in the house close the vents in that room and close the doors to that room. If you use all rooms in the house make sure all doors are open to keep the airflow moving. Some rooms have a return vent and some don’t. These are the vents that take the warm air out and reticulate the air.

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    Garage Upkeep

    Please make sure that any hazardous materials like paint and solvents are disposed of properly. Don’t store heat sensitive materials in the garage.

    Please remind children to not play in the garage. There can be forgotten pesticides, fertilizers and weed killers that can be fatal to a small child. Also try and keep the sharp shiny tools out of reach or locked in a cabinet if possible.

    Driveway And Walkways.

    Helpful hint on getting rid of weeds in those tight spaces you can’t exactly reach to pull the weed. Boil water and pour on the weed to kill for the entire summer.

    Look for cracks and holes forming. Try and fix before they get bigger and will cost more to fix. This can prevent accidental falls.

    Clean Your Dryer Vent

    Cleaning the dryer vent in the dryer is the easy part. You also need to clean the dryer vent hose. You can buy cleaning brush kit at your local hardware store. This can help prevent a fire in the hose during summer heat. There are 16,000 dryer fires annually.

    Clean Your Gutters


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    If you have a ladder that can reach, make sure you don’t lean the ladder on the gutter. They aren’t meant to handle the weight of you and the ladder. If you don’t have a ladder, don’t climb on the roof without using common sense and safety. Please make sure you call a professional if you have any apprehension at all.

     

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    Tags: air conditioning, gutter cleaning, spring cleaning, home maintenance, home upkeep

    Winter Preparation for the Exterior of Your Home

    Posted by Val Feeney

    Tue, Sep 20, 2011 @ 06:19 PM

    Protect both the interior and exterior of your home this winter with homeowners from Gordon InsurancePreparing the inside of your home for the impending cold weather is an important annual task in the northeast.  An often overlooked chore, however, is ensuring that the exterior of your home is prepared as well.

    DRAINS

    Cleaning your gutters after the leaves have all fallen off the trees can prevent damage to your roof, the fascia, and even your basement and crawlspace. If rain water and snow cannot travel down the spouts, it's going up and over...potentially damaging your garden beds located under those gutters, too. Before the first snow at a minimum, all gutters should be checked for debris and any downspout clogs. Ideally you'll have those gutters cleaned out when they're dry. If you have anywhere near the number of leaves we do, you'll be doing this cleaning more than once.

    TREES

    Take the time to visually inspect your trees for weak limbs.  Snow and ice that builds up can cause limbs to crack and fall, damaging anything underneath, including your roof, shed or fence. There is great satisfaction in cutting down these limbs and hauling them away. HOWEVER, any trees that are near ANY power lines are best left to experts. Terrible accidents can happen if a homeowner's pruning tools come into contact with an energized wire.  

    WATER CONNECTIONS

    All water connections on the outside of the house should be drained and closed tightly. If not done correctly, the water pipe leading into the house may freeze and crack, rendering it useless and expensive to fix next spring. Hoses and sprinklers should also be drained, coiled, and put away.

    LAWN

    Winterizing your lawn is an important step so you do not have to spend additional money next spring putting it back together.  All leaves, acorns, and twigs should be raked; if left in place, this debris will smother the grass and not allow air to get to the soil. Grass can be cut until the first frost. Applying proper fertilizer to the lawn before this event, preferably after a fresh cut, is important as it will keep the grass healthy and strong. Any shrubs that are overgrown should be cut back, allowing them to withstand heavy snow. 

    FURNITURE

    All of your outdoor patio furniture and decor should be cleaned and put away to prevent damage from the elements that can split wood, peel paint, and rust or rot joints. High winds alone can send lawn chairs into your neighbor's yard or the middle of the street. Pools should be properly drained and covered. 

     

    Preventative measures will be well worth your weekend time when you endure another winter without an insurance claim. When your home and your yard are intact next spring your weekends can be spent on the golf course!  Should we be faced with a significant weather event, FEMA is a great information resource. Of course the Gordon Atlantic Insurance professionals always welcome your calls. Our toll free number is 1-800-649-3252. Prefer to type versus talk? Use the form to the left of this blog.

    INSURANCE QUESTION?

     

    Tags: home, winter, risk, safety, lawn care, homeowners claim, preparation, reducing risk, exterior, roof, lawn, gutter cleaning, winter storm

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