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    Hurricane Awareness

    Posted by Ben Gordon

    Fri, Jun 21, 2013 @ 10:07 AM

    As of June 1, we have officially entered Hurricane Season, and we won’t be out of it until November 30, so there are a few things that you may want to keep in mind this season.

    Hurricane

    Hurricane Keep your home safe in case of storms or hurricanes with homeowners from andrew g gordon inc

    First off, it’s helpful to know what’s what, so here’s a chart covering the different storms:

    What it’s called

    What defines it

    What to expect (for a well built home)

    Tropical Cyclone

    A rotating system of clouds and storms that originates over tropical waters.

     

    Tropical Depression

    A tropical cyclone with sustained winds of 38 mph or less

    Occasional snapped branches, damaged wind chimes.

    Tropical Storm

    A tropical cyclone with sustained winds of 39-73 mph

    Gusts may snap larger branches, possible mild damage to shingles and gutters.

    Category 1 Hurricane

    A tropical cyclone with sustained winds of 74-95 mph

    Large branches may snap.  Gutters, shingles, and shutters may be torn away.

    Category 2 Hurricane

    A tropical cyclone with sustained winds of 96-110 mph

    Major damage to the roof and its sides. Many trees may snap or be uprooted. Some roads blocked and near-total power loss for a few days to weeks.

    Category 3 Hurricane

    A tropical cyclone with sustained winds of 111-129 mph

    Major damage to roofs, gables, and sides of buildings.  Many roads blocked, electricity and power unavailable from days to weeks.

    Category 4 Hurricane

    A tropical cyclone with sustained winds of 131-156 mph

    Severe damage to exterior walls and roofs. Possible roof collapse. Most trees snapped or uprooted. Most of area will be uninhabitable for weeks or months.

    Category 5 Hurricane

    A tropical cyclone with sustained winds greater than 156 mph

    Possible destruction of entire house, with total roof and wall collapse.  Fallen trees and power lines will isolate whole neighborhoods.  Power outages will last for weeks or months.  Most of the area will be uninhabitable for weeks or months.

    Considering that we live in New England, we aren’t as likely to be hit by a high level storm as states farther south, but that may lull us into a false sense of security. Just because we PROBABLY won’t get hit with 156 mph winds, doesn’t mean the 95 mph winds won’t do serious damage.

    Stay safe during hurricane season with homeowners insurance from Andrew G Gordon IncSome things to be wary of:

    ·         Falling Trees – New England is full of large, broad leafed trees that, unlike that palms down south, are more likely to snap in high winds than bend and survive.  Downed trees can knock out power lines, block major roads, or damage your roof, patio, or car. Consider trimming trees back, especially if they are close to the house.

    ·         Pooling Water – The heavy rains associated with hurricanes will also accumulate and create large puddles or pools.  Around the yard, these may be fine, but if they build up next to your home, you may face water damage or flooding in your basement.  My own basement used to flood from regular summer showers, but we installed a French drain, which has done wonders.

    ·         Coastal Surges – If you live near the coast, or have a vacation home near the beach, you will want to watch out for storm surges, water that is forced by winds to create outrageous tides.  The damage incurred from the surge is covered under your flood, not wind, insurance.

    Flying Debris –The high winds will not only tear down trees, but also whip around random detritus. The aesthetic pebble paths or gravel driveways may bite you in the rump during a hurricane, and your exterior walls will look pox marked and torn up after the stones get hurled from a 100 mph gust. Soft mulch and asphalt may be a safer alternative to consider.

    If you suspect that you may lose power, or that your road may get blocked by trees, consider preparing an essentials kit well beforehand. You can put some of the following into your kit:

    • Extra batteries and flashlights
    • First aid kit
    • Cash (ATM’s may not be working)
    • Ample water (1 gallon per person per day)
    • Personal hygiene items
    • Non-perishable food
    • Pet supplies
    • Entertainment (board games, books, cards)

    Remember to keep up with the weather reports this season, and pay especially close attention if you hear a hurricane watch or warning, they demonstrate a 36 or 24 hour arrival time of the storm, respectively.

    INSURANCE QUESTION?  Hurricane Resources

    Ben Gordon

    Tags: tropical, irene, hurricane, preparation, hurricane season, bad weather, emergency kit, what to do hurricanes, chart, storm chart, different kind of storms, storm types, winds, wind damage, cyclone, depression, category, flooding, Flood, storm, rain, sandy

    Hydroplaning- When the Weather Gets Rough

    Posted by Gordon Atlantic Staff

    Tue, Nov 13, 2012 @ 05:28 PM

    Stay safe while driving in storms and avoid hydroplaning with auto from andrew gordon inc insurance norwell maMassachusetts is one of many places subject to a very specific weather phenomenon. During this certain type of weather, the sun often hides behind clouds, strong winds blow, and the air might become a tad bit chillier. Most incredibly, water falls from the sky in sheets!

    This, my friends, is called rain.

    When rains fall from the sky, it hits everything. It hits you, your umbrella, your car… and the road.

    More often than not, rain won’t be enough to prevent you from going about your daily routine. You drive here, do this, drive there, do that, drive home, and then remember you need to drive somewhere else. So hey, what’s a little water going to do to your overall driving experience?

    You may be surprised that water can do a lot, and the streets don’t even have to be flooded. The thinnest layer of water on the road can cause your vehicle to hydroplane.

    Hydroplaning is what happens when a layer of water separates your vehicle’s tires from the road. While the depth of the water does influence whether your vehicle will hydroplane or not, there are many other factors to consider.

    Drive safely in rain or storms with auto from andrew gordon inc insurance norwell maFirst of all, your tires. Tires with low traction are not going to be able to drive through water as easily as tires with higher traction. Traction is determined by the treads in the tires as well as the width of the tires. Keep in mind that worn tires are going to have less tread depth due to greater use on the road. Also, the inflation of the tires and the air pressure will affect the vehicle’s likelihood to hydroplane as well. If you have a tire that is not fully inflated, it is more likely to hydroplane even at lower speeds.

    The speed at which you are driving will also affect your probability of hydroplaning. The unwritten rule is to drive about 2/3 of the posted speed limit sign. For example, if the speed limit is 45 mph, it is recommended that you drive at 30 mph during hazardous weather conditions, such as a heavy rainstorm.

    Fun fact: In Massachusetts, you can get a ticket for driving 40 mph on the highway if the limit is 50 mph if you are driving during a heavy rainstorm. Don’t believe me? It says so at the bottom of page 80 in the Driver’s Manual (link can be found here).

    To prevent hydroplaning, you should mostly use common sense. Drive slowly, especially in flooded areas. If cars in front of you create large splashes as they drive ahead, be extra cautious around those areas with greater volumes of water.

    However, even with all the precautions that can be taken- cars WILL hydroplane under specific conditions.

    So, what do you do if your car happens to hydroplane?

    KEEP YOUR FEET OFF THE BRAKES. Braking can cause skids. Same goes with turning, DO NOT MAKE ANY SUDDEN TURNS. You want your car to continue on its destined trajectory; don’t try to mess it up.

    Hydroplaning is serious. When your car hydroplanes, you have no control. You can’t stop, you can’t go- you literally just go wherever the car takes you… that place could be into another car, into a ditch, into a building… you get the picture.

    Risk management is our business, and we believe that prevention is the best solution. In case you hydroplane, remember: DO NOT PANIC. If you have any other questions, do not hesitate to contact us. Learn more about auto insurance here.

      Driving with Insurance in Mind eBook

    Tags: auto, risk, management, insurance, accident, prevention, driving, storm, hydroplaning, rain, weather

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