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    Personal Insurance Blog

    Lightning Safety: An Overview

    Posted by Gordon Atlantic Insurance

    Sun, Feb 19, 2017 @ 12:00 PM

    Lightning Safety

    Popular culture has largely portrayed a lightning strike as an event akin to winning the lottery or another extremely improbable occurrence. However, better data collection efforts over the last decade have shown lightning’s danger to be underrated at best.

    To put the statistics in perspective:  

    According to the Lightning Protection Institute (LPI), lightning strikes thousands of people each year, injuring a few more than 1,000. Have you ever been afraid to go swimming after watching ‘Jaws’? Well the probability of being struck by lightning is approximately 30 times more likely than being attacked by a shark. You should be watching the sky, not the water around you!


    I personally know two people who have been struck by lightning; one lived, one did not. While this is entirely anecdotal evidence, it does beg a question as to why lightning is generally not taken seriously as a threat. My personal theory is that it’s a combination of the misconception that lightning strikes are extremely rare and the commonness with which we encounter lightning.

    Lightning can also be very damaging to property; according to the Insurance Information Institute (I.I.I.), there were 213,000 lightning related claims last year. These losses include damage to expensive electronics and structural fires. The I.I.I. further estimates that the average lightning claim to be $4,846.

    Lightning Myths:

    • Lightning never strikes the same place twice. Wrong. Lightning often strikes the same place twice, especially if that place is tall, metallic, and isolated. While we’ll forgive you for using the expression in casual conversation, don’t believe it to be true.
    • You are safe from lightning if you can see the sky. Wrong again. Lightning often strikes outside the area of a thunderstorm or rainstorm, sometimes several miles away. Just because the storm is not overhead does not mean you are safe.
    • Lightning rods attract lightning. Wrong. Lightning rods provide a safe place to ground the surge of electricity should lightning strike.

    Lightning Warning Signs:

    If you are caught in a storm, pay attention to how you feel. If your skin beings to tingle, you hair stands on end, you smell an acrid odor in the air, or you get a metallic taste in your mouth, you might be about to experience a lightning strike. Get low to the ground and follow the steps below.
    What to do and not to do (Compiled from the I.I.I, LPI, & Essortment):

    • Stay away from bodies of water, such as lakes and swimming pools – even indoor swimming pools.
    • Stay clear of isolated trees, flagpoles, telephone poles, hills, and rooftops. Get out into an open field or road.
    • Of course NEVER touch metal objects such as wire fences, golf clubs, aluminum baseball bats, bicycles, during a lightning storm.
    • If you are caught out doors during a thunderstorm, crouch down and keep your head as low as possible and only let your feet touch the ground – rock forward on your toes if possible to get as much of your feet off the ground. Do not touch the ground with your hands to balance yourself.
    • NEVER lie down on the ground – you want as much of you off the ground as possible. The electrical current from a nearby lightning strike can travel toward you along wet ground.
    • Even indoors you must use common sense. Always stay away from electrical appliances, metal pipes, get off the phone, stay out of the shower and bathtub and do not use any wired appliance.
    • If you are caught outside with a small child, hold the child on your lap up off the ground as you crouch around them.
    • Realize that lightning is a powerful force of nature and it demands that you develop a healthy respect and fear of it. Stay indoors during lightning storms!
    • If someone has been struck by lightning, provide first-aid immediately. It is perfectly safe to touch someone who has been struck by lightning—you will not get an electrical shock. Call 911 immediately and begin CPR or use a defibrillator if available.
    • Invest in a lightning protection system for your home and or business. A building with a properly installed lightning protection system is a smart investment as it provides proven protection for your family, home and valuables. It is an important safety investment in areas prone to lightning.

    Look to Gordon Insurance for more risk management resources! Lighting can affect your home, auto, and most importantly life and health, so make sure you're covered.

    Learn more about your personal insurance options with us here.
    Contact Us   Home Quote Request

    Corbin Foucart

    Tags: commercial, auto, online, insurance, Atmospheric Sciences, Earth Sciences, Insurance Information Institute, Thunderstorm, agency, strike, car, quote, lightning

    Easy Computer Tips and Tricks (Part 2)

    Posted by Gordon Atlantic Staff

    Wed, Aug 06, 2014 @ 02:10 PM

     If you haven't already checked out the first blog in this series, read it here

    Here are some more computer tips I frequently use that make online life easier.

    Learn how to use your computer with personal insurance from andrew g gordon inc


    Command + Shift + 4 Take a screenshot of a certain part of your screen (the window of the shot will appear and be adjustable by you
    Command + Shift + 3 Take a screenshot of your entire screen
    Option + Shift + volume or brightness This trick adjusts the volume or brightness in smaller increments


    Alt + Print Screen This takes a screenshot of your selected window (to access this screenshot, see your computer's images) (or, open paint and press crtl + v)


    Don't download fonts from online! This is a tip, not a shortcut. Every time I have tried to get the Harry Potter font or something fun online, my computer has gotten a virus. Stick with the ones already in Word or Google Docs.

    Read some other blogs about computer use:

    -Cyber Liability for Business

    -Online Passwords

    -The Difference Between http and https

    Contact us with any insurance questions, and have fun while learning about insurance on our website. Browse our pages, or check out our whiteboard video library!

    Contact Us 


    Tags: easy, online, computer, insurance, massachusetts, shortcuts, tips and tricks, keyboard tricks, mac vs pc

    Easy Computer Tips and Tricks

    Posted by Gordon Atlantic Staff

    Wed, Jul 30, 2014 @ 12:07 PM

    describe the imageSurf the web and our website more efficiently with these tips and tricks from an experienced internet user. As my time as Gordon's social media and web engineer (and a high school student), I've found these shortcuts to be especially helpful time savers. These tips also come in handy when doing school projects or just browsing.

    The "ctrl" button is used on PC computers; the "command" buttons performs the same functions on a Mac.

    Ctrl + click on a link

    This opens the link page in a new tab on your browser, so you can still stay on the original page. Try it with this link!

    Ctrl + F

    This allows you to find certain words on a page. To try this on this page, press ctrl + f and type in "Mac." the word "Mac" a few lines above will be highlighted!  

    Ctrl + A

    This selects all the words on a page (for example, useful for changing the font of an entire document). Selecting all the words can help you copy them, as explained next.

    Ctrl + C

    You might know this one; this action copies the content that is highlighted on a page or document.

    Ctrl + V

    This pastes the copied content.

    Ctrl + Z

    This is the "undo" function, helpful when you accidentally delete a paragraph on a document! Keep in mind that your actions are only saved when you open a document; you can't "undo" anything from the last time you worked on something.

    Be safe online with personal insurance from andrew g gordon incRead some other blogs about computer use:

    -Cyber Liability for Business

    -Online Passwords

    -The Difference Between http and https

    Happy surfing! Use these tricks on our website, and contact us with any insurance questions. Comment below to let us know if you would like another blog with more tips.

    Contact Us  


    Tags: easy, online, computer, insurance, massachusetts, shortcuts, tips and tricks, keyboard tricks, mac vs pc

    On-line Banking

    Posted by Sue Bird

    Wed, Sep 04, 2013 @ 09:02 AM

    Pay for your personal home auto life insurance online with Andrew G Gordon IncIf you participate in on-line banking and have set up your policies to be paid by your bank, you need to pay special attention to notices from your insurance company of any policy #, remittance address or premium changes. Additionally, be sure to allow enough time for your payment to reach its destination. Not all insurance companies receive payments electronically and are mailed to the company.

    We often see remittance addresses changing in our industry and on a less frequent basis, we see the policy #'s changing which is usually due to system conversion at the company. You should review your policy each time it renews or any time you make a change to the policy as the price will change and you will need to adjust your payment amounts on your on-line banking account.

    The easiest way to avoid a late payment for any of the reasons above is to sign up for Electronic Funds Transfer so that your payments are just withdrawn automatically. This way, you usually avoid installment fees and your payments are spread over a longer period of time, thereby reducing the monthly installment amounts.

    Learn more about personal insurance here.


    Susan Bird

    Tags: home, health, auto, personal, online, policy, life, insurance, payment, banking, credit, card

    Online Safety: http vs. https

    Posted by Geoffrey Gordon

    Tue, Dec 04, 2012 @ 04:08 PM

    Have you ever noticed the first few letters of a web address?

    Be safe online with personal from andrew gordon inc insurance norwell maThe web address's URL (universal resource locator) usually begins with http://. These letters stand for hyper text transfer protocol. Basically, it’s the program language of the internet.

    Sometimes, you may notice an “s” at the end, making the ever so common http:// turn into somethings it's not- https://. This extra "s" isn't nonsensical; it means “secure”.

    When this "s" is present, communication between the internet and your machine is kept private. When you visit a website or web page, most pages begin with http://. This means that the website is talking to your browser using the regular ‘unsecured’ language. This means also that it is possible for someone to “eavesdrop” on your computer’s conversation with the website. For example, if you fill out a form on the website, someone unauthorized could see the information you send to that site.

    Don’t enter sensitive information such as a credit card number, your date of birth, social security number, ANY financial account number, or other information that cyber crooks might want to have. However, if the address begins with https://, your computer is talking to the website in a secure code- and there's no eavesdropping.

    Even the most careful web users can end up with identity theft problems. For Identity Theft protection, you may already have protection on your homeowner's policy. Visit for resources regarding these and other ways to keep your home insurance watching your back. For businesses, check out another blog post about cyber liability, and read about how it affected our community.

    If you have any additional risk management or insurance questions, feel free to contact us. Learn more about personal insurance here.


    Geoff Gordon

    Tags: safety, security, online, website, http, https, url, vs, different, urls, secure, web, encryption, internet, transactions

    10 Least and Most Expensive Cars to Insure 2012

    Posted by Gordon Atlantic Staff

    Wed, Jun 13, 2012 @ 09:11 AM

    Cover your vehicle with auto from Andrew Gordon Inc Insurance Norwell MALooking into buying a new car? Debating between the reliable mini-van or that indulgent sports car? If insurance factors into your budget, keep in mind the type of car you drive will affect how much your insurance costs. posted the list of 20 least and most expensive cars to insure, and I’ve copied the top 10 from their list.

    Top 10 most expensive cars to insure


    1. Audi R8 Spyder Quattro Convertible

    6. BMW 750i Hybrid

    2. Mercedes CL600 BI-T Coupe

    7. Porsche 911 Turbo Convertible

    3. Mercedes S600 BI-T

    8. Porsche 911 Turbo S Convertible

    4. Audi R8 4.2 Quattro Coupe

    9. Mercedes CL65 AMG Coupe

    5. Porsche Panamera Turbo

    10. BMW 750Li Hybrid

    So if you’re looking to go the sports car route, you might want to think twice. The way those cars are driven and who’s driving them statistically produces more accidents. Therefore, it makes sense that companies would charge more if there is greater risk.

    Top 10 least expensive cars to insure


    1. Toyota Sienna LE

    6. Chevrolet Silverado 1500 Regular Cab

    2. Toyota Sienna 4 cyl

    7. Dodge Grand Caravan SXT

    3. Jeep Patriot Sport

    8. Ford Escape XLS

    4. Jeep Compass Sport

    9. Toyota Sienna 6 cyl

    5. GMC Sierra K1500 Regular Cab

    10. Chevrolet Silverado 1500 Extended Cab


    Drive safely and insure your automobile with auto from Andrew Gordon Inc Insurance Norwell MAThe converse is also true. People who drive safe, reliable family vehicles are more likely not to get into an accident; therefore, not costing the companies replacement prices. So what are the reasons these cars are placed in their own category above? Safety, top speed, anti-theft, and cost all factor into the bill you’re sent.

    Performance: how can it drive on the autobahn?

    Engine size is a large factor in insurance price. If you can produce 1.21 gigawatts (the equivalent of a bolt of lightning according to Back to the Future) you may be able to travel in time, but it will cost you more on your insurance.

    Foreign Cars

    How many miles your car logged just getting to the dealership can adversely affect your costs. Foreign/ exotic parts are harder to come by and therefore more expensive should you need them.

    Is Bigger Better?

    Not necessarily. You’re not always safer in a larger vehicle. Rollover rates and other inherent safety flaws exist within SUVs and trucks. Even if the SUV is safer than an alternative, large vehicle still cause more damage in accidents, leading to higher liability coverage rates.

    Why anti-theft?

    A fast performing, poorly protected auto in a parking lot is more likely to catch someones eye if they're in the market for a free vehicle. Since that type of car is more desirable to thieves, they will cost more to protect on your insurance.

    Family Car

    Cars involved in routine and safe driving will be less money on your insurance. Insurance is a game of numbers and those "soccer mom" vehicles are in less accidents statistically.

    “Remember:  insurance companies play a game of numbers; if your car is going to cost more to replace, then you’re going to pay more for it.  With that in mind, go forth and buy the right car for you and your insurer.”- Corbin Foucart

    For all of your insurance needs look to Gordon Insurance. We’ll provide you insurance information from our website, and find the best insurance options for you. Learn about auto insurance here


    Tags: auto, online, Makes and Models, Mercedes-Benz, Mercedes-Benz M-Class, automotive, Sport utility, insurance, agency, cheap, Automobile, Vehicle, car, quote

    EFT: What Is It?

    Posted by Gordon Atlantic Staff

    Wed, Oct 26, 2011 @ 05:05 PM

    Understand how to pay your home auto personal and commercial monthly insurance payments with the EFT and Andrew Gordon IncEFT (Electronic Funds Transfer) is a safe, easy and convenient way to pay your monthly insurance premiums. No checks to write, no stamps to buy and no trips to the post office.  And – no finance charges!  Payments can be spread out over twelve months (down payment plus eleven installments).

    How can I start EFT?

    All you need to do is complete a short form to authorize the automatic deduction of your monthly payments from your bank account and attach a voided check or savings deposit slip from the account you wish to use.

    How will I know about payments?

    Your insurance carrier will send you a schedule of payments detailing the amounts and the dates they will be deducted from your bank account.

    What if my insurance policy changes?

    If you make changes to your policy, a new payment schedule will be sent to you with the revised amount of your deductions.

    And there you have it, safe, easy and convenient!

    Check out our website for more insurance resources and informational whiteboard videos.

    Tags: EFT, Electronic Funds Transfer, home, auto, online, life, insurance, payment, banking, automatic deduction, premiums, checking

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