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10 Least and Most Expensive Cars to Insure 2012

Cover your vehicle with auto from Andrew Gordon Inc Insurance Norwell MALooking into buying a new car? Debating between the reliable mini-van or that indulgent sports car? If insurance factors into your budget, keep in mind the type of car you drive will affect how much your insurance costs. posted the list of 20 least and most expensive cars to insure, and I’ve copied the top 10 from their list.

Top 10 most expensive cars to insure


1. Audi R8 Spyder Quattro Convertible

6. BMW 750i Hybrid

2. Mercedes CL600 BI-T Coupe

7. Porsche 911 Turbo Convertible

3. Mercedes S600 BI-T

8. Porsche 911 Turbo S Convertible

4. Audi R8 4.2 Quattro Coupe

9. Mercedes CL65 AMG Coupe

5. Porsche Panamera Turbo

10. BMW 750Li Hybrid

So if you’re looking to go the sports car route, you might want to think twice. The way those cars are driven and who’s driving them statistically produces more accidents. Therefore, it makes sense that companies would charge more if there is greater risk.

Top 10 least expensive cars to insure


1. Toyota Sienna LE

6. Chevrolet Silverado 1500 Regular Cab

2. Toyota Sienna 4 cyl

7. Dodge Grand Caravan SXT

3. Jeep Patriot Sport

8. Ford Escape XLS

4. Jeep Compass Sport

9. Toyota Sienna 6 cyl

5. GMC Sierra K1500 Regular Cab

10. Chevrolet Silverado 1500 Extended Cab


Drive safely and insure your automobile with auto from Andrew Gordon Inc Insurance Norwell MAThe converse is also true. People who drive safe, reliable family vehicles are more likely not to get into an accident; therefore, not costing the companies replacement prices. So what are the reasons these cars are placed in their own category above? Safety, top speed, anti-theft, and cost all factor into the bill you’re sent.

Performance: how can it drive on the autobahn?

Engine size is a large factor in insurance price. If you can produce 1.21 gigawatts (the equivalent of a bolt of lightning according to Back to the Future) you may be able to travel in time, but it will cost you more on your insurance.

Foreign Cars

How many miles your car logged just getting to the dealership can adversely affect your costs. Foreign/ exotic parts are harder to come by and therefore more expensive should you need them.

Is Bigger Better?

Not necessarily. You’re not always safer in a larger vehicle. Rollover rates and other inherent safety flaws exist within SUVs and trucks. Even if the SUV is safer than an alternative, large vehicle still cause more damage in accidents, leading to higher liability coverage rates.

Why anti-theft?

A fast performing, poorly protected auto in a parking lot is more likely to catch someones eye if they're in the market for a free vehicle. Since that type of car is more desirable to thieves, they will cost more to protect on your insurance.

Family Car

Cars involved in routine and safe driving will be less money on your insurance. Insurance is a game of numbers and those "soccer mom" vehicles are in less accidents statistically.

“Remember:  insurance companies play a game of numbers; if your car is going to cost more to replace, then you’re going to pay more for it.  With that in mind, go forth and buy the right car for you and your insurer.”- Corbin Foucart

For all of your insurance needs look to Gordon Insurance. We’ll provide you insurance information from our website, and find the best insurance options for you. Learn about auto insurance here


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