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    Car Safety Seats: Is Your Child Safe?

    Posted by Gordon Atlantic Insurance

    Mon, Feb 27, 2017 @ 12:09 PM

    Keep your children safe in proper car seats and with auto from andrew gordon in insurance norwell maOne of the most underrated topics in Auto safety is child safety, especially in regard to car seats. Before you even begin to read about safety tips, be sure you are following the two foundational axioms of Car Seat Safety:

    1. Children are almost always safer when in the back than in the front.
    2. Children MUST be in a car seat appropriate for their HEIGHT and WEIGHT.

    Using a car seat correctly is one of the best ways to prevent injury to your child. However, incorrect usage is very common, and even a minor mistake in how the seat is used can translate to serious injury in the event of an accident.

    (List courtesy of the insurance information institute)

    1. Never put an infant in the front seat of a vehicle with a passenger air bag.
    2. Route harness straps in lower slots at or below shoulder level.
    3. Keep harness straps snug and fasten the clip at armpit level.
    4. Make sure the straps lie flat and are not twisted.
    5. Dress your baby in clothes that allow the straps to go between the legs. Adjust the straps to allow for the thickness of your child’s clothes. Do not use bulky clothes that could increase slack in a crash.
    6. To keep your newborn from slouching, pad the sides of the seat and between the child’s legs with rolled up diapers or receiving blankets.
    7. Put the car seat carrying handle down when in the car.
    8. Infants must ride in the back seat facing the rear of the car. This offers the best protection for your infant’s neck.
    9. Recline the rear-facing seat at a 45-degree angle. If your child’s head flops forward, the seat may not have reclined enough. Tilt the seat back until it is level by wedging firm padding such as a rolled towel, under the front of the base of the seat.
    10. All new car seats are now required to come equipped with top tether straps. A tether strap is a belt that is attached to the car seat and bolted to the window ledge or the floor of the car. They give extra protection and keep the car seat from being thrown forward in a crash. Tether kits are also available for most older car seats. Check with the manufacturer to find out how to get a top tether for your seat. Install it according to instructions. The tether strap may help make some seats that are difficult to install fit more tightly.

    Protect your childrens lives with proper car seating and auto from andrew gordon inc norwell maDo not use a car seat if any of the following apply:

    1. It is too old. Look on the label for the date it was made. If made before January 1981, the seat may not meet strict safety standards and its parts are too old to be safe. Some manufacturers recommend using seats for only 6 years.
    2. It does not have a label with the date of manufacture and model number. Without these, you cannot check on recalls.
    3. It has been in a crash. If so, it may have been weakened and should not be used, even if it looks all right.
    4. It does not come with instructions. You need the instructions to know how to install and use the car seat properly. Do not rely on the former owner’s instructions. Get a copy of the manual from the manufacturer.
    5. It has cracks in the frame of the seat.
    6. It is missing parts. Used seats often come without important parts. Check with the manufacturer to make sure you can get the right parts.

    To find out if your child safety seat has been recalled, you can call the Auto Safety Hotline ( 888-DASH-2-DOT ). If the seat has been recalled, be sure to follow the instructions for the recall or to get the necessary parts. You should also get a registration card for future recall notices from the Hotline.

    When to switch your child to a regular seatbelt:

    Keep your child in a car seat for as long as possible. When he or she is big enough, make sure that seat belts in your car fit your child correctly. The shoulder belt should lie across the shoulder, not the neck or throat. The lap belt must be low and flat across the hips, not the stomach. The child’s knees should bend easily over the edge of the vehicle seat. Seat belts are made for adults. If the seat belt does not fit your child correctly, he or she should stay in a booster seat until the belt fits.

    Never tuck the shoulder belt under the child’s arm or behind his or her back and use lap belts only as a last resort. Try to get a lap-shoulder belt installed in your car if it doesn’t already have one. If you must use a lap belt, make sure it is worn tight and low on the hips, not across the stomach.

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    Corbin Foucart

    Tags: auto, safety, insurance, infant, air bag, child, seat, booster, belt, car, tips, injury, baby

    Pet Health Insurance

    Posted by Gordon Atlantic Staff

    Mon, Feb 04, 2013 @ 09:04 AM

    Health costs are not only expensive for humans, but for pets as well. The cost of animal medical treatments can easily soar into the thousands, depending on the severity of the illness or accident. Thanks to technology, x-rays, MRI’s, ultrasound and other diagnostic procedures are available due to advancements to medical diagnostic equipment for animals... but even those advantages come with a price! Treatments and procedures that we normally associate with humans are now being practiced on cats and dogs. Such treatments and procedures include dentistry, eye care, pacemakers, hip replacements, massage treatment, acupuncture and even holistic treatments. I’ve been told that the tuition costs for a veterinarian student are the same as the tuition costs for human medical students.

    Keep your pet healthy with insurance from andrew gordon incPet health insurance is available in Massachusetts, but that wasn’t always the case. I am not sure if it is available in all states. If you are interested in coverage for your pet in other states, you should inquire with your veterinarian.

    Several carriers offer pet health plans with different available options. Most plans offer traditional care for your cat or dog. Veterinary care, emergency treatment, surgery and treatment for illnesses are some of the conditions covered, as well as prescription drug coverage. There are different deductible options and coverages and some plans can be customized for your pet.

    Some of the carriers, just to name a few that offer coverage are: Petplan, Trupanion, Petsure and VPI Pet Insurance. Just like human medical insurance, you should compare carriers, plans, options, deductibles, co-payments and co-insurance.

    Your pet is your companion and family member. It can be very stressful, both emotionally and financially, when your cat or dog is ill or has an injury. Weighing out several plans and options can help determine if pet insurance is right for you.

    We know a bunch of insurance tricks, tips, and hints. If you have more questions about any type of insurance, feel free to contact us by clicking the button below.

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    Tags: puppy, health, insurance, pets, dogs, pet, injury, cat, kittens, cats, kitten

    6 Sledding Safety Tips

    Posted by Gordon Atlantic Staff

    Fri, Jan 06, 2012 @ 04:27 PM

    When that first layer of white powder hits the ground, children, teens, and adults dash away to the nearest hill. Golf courses, playgrounds, anywhere there’s a steep enough incline that’s long enough for fun but short enough for multiple treks up the top. Sledding may seem like the safest of winter sports - after all, the hills are relatively short compared to skiing and you’re close to the ground. But, dangers still lurk around every hill.

    Sledding Safety Steps

    Stay safe this winter with sledding tips and personal from Andrew Gordon Inc Insurance Norwell MA1. HELMET, HELMET, HELMET

    Did I forget to mention, helmets? These are a crucial part of winter safety in general. No matter how you think they look, HELMETS SAVE LIVES. No one is immune from head injury, especially when all that’s between you and the building at the bottom of the hill might be your fuzzy warm hat.

    2. One at a time

    Although Jack and Jill may think going down at once will save the extra sled, they will probably go tumbling down together instead, which can lead to injury. Unless the child in question is under five, in which case an adult should hold the child in his/her lap.

    3. Choose the right hill

    You might think it would be fun to ride your sled right into a parking lot, forest, or iced over lake. But all of these places pose inherent safety risks. Find a hill that’s not super steep and ends nice and flat, so there’s enough time to stop.

    4. Choose the right sled

    Anything that can be steered and stopped is a good idea. Inner tubes, saucers, and plastic toboggans may go a little faster, but they also present a greater risk.

    5. In the event of an emergency

    If you can’t stop, roll off and get away.

    6. Jumps are a good idea right?

    No, not at all. Avoid naturally occurring jumps and plummets, and certainly don’t build your own.

    Look at the picture below. This family is doing a few things wrong, and one thing partially right. 1. None of them are wearing helmets. 2. Theres more than 1 child in the sled. 3. Theres no steering or breaking system. However, an adult is sitting with a child in her lap and they are facing forward.

    Be safe and protect yourself with helmets while sledding and personal from Andrew Gordon Inc Insurance Norwell MA

    Sledding Safety Really Works

    I suppose no blog about sledding safety would be complete without an anecdotal example about the dangers. A few years back I went with my Boy Scout troop on our semi-annual “yurt” (Turkish tent) trip. We hiked up a nearby mountain with our sleds strapped to our backs. We, ingeniously, used our sleds to “ease” our way down the mountain.

    Along one icy patch, my friend plowed head first into the trunk of a tree, giving new meaning to the phrase “tree hugger”. Fortunately, he was wearing a helmet. Although his head was fine, the helmet walked away with quite the crack. Imagine if that was the boy’s head? He certainly wouldn’t be walking away.

    For any questions about sledding safety, contact us or visit us at www.agordon.com. Also, check out this sledding safety page and use this sledding checklist. We also have a blog about ski safety. While you’re online, check out some of our insurance resources if your browsing or want to learn more about insurance.

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    Tags: winter, sports, safety, sledding, yurt, sled, toboggan, sleds, snow, accident, prevention, injury

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