A burst of flames, wind damage from a summer storm or water damage from a burst pipe can all cause substantial damage to your home. Submitting a homeowners insurance claim is a simple process if you follow these steps:
Let the company know the type and extent of damage as they will prioritize claims adjuster visits based on the severity of the claim. Give your contact information so the company can reach you to set up an appointment.
2. Document your loss
You will need to prepare for the claim adjuster visit by providing a list of damaged items. Starting a home inventory list before a loss makes this process simple.
3. Keep receipts
for any additional living expenses such as hotel or meals if you are unable to stay at your home.
4. Make temporary repairs
to prevent further damage if it is safe to do so, it is your responsibility. Make arrangements and save any receipts.
5. Keep organized
Along with receipts, keep a list of all contacts involved with the claim.
6. Don’t be a victim of a scam
Check references before giving deposits to contractors.