Personal Insurance Blog

It’s a scene reminiscent of National Lampoon’s Christmas Vacation. Our cat was behind the Christmas Tree several years ago and bit into the Christmas Tree lights. There was a loud screech and lights went out on the tree. Suddenly, our cat is now a big puff of fur and goes running. Luckily, she did not have the same result as the cat in the movie, but she never bit into a wire again. However, we have found recently that the younger cat has a propensity for chewing the wires behind the entertainment center. Luckily no fires.

How can I prevent my pet from chewing the wires?

We have since purchased large quantities of electrical loom to protect the new wires. You can purchase the basic loom at a reasonable price from Home Depot. There are nicer applications too but at a higher cost. Another option, although temporary, is Bitter Apple Spray that you have to apply with a cloth to the cords or whatever you want the pet to stay away from.

Should Fido or Fluffy cause a fire and damage the structure, there is coverage for the dwelling (subject to your deductible) – unfortunately, not for the pet.