Commercial Insurance Blog (4)

26-Feb-2018 workers compensation

Insurance Issues with Choosing a Subcontractor

As a General Contractor, one of the best ways to control costs and reduce risk is to hire qualified and vetted subcontractors for ...

22-Feb-2018 Rental Coverage

Insurance for a Rental Property

Insurance for a rental property is different than insurance for a single family primary or secondary home, primarily because a ren...

10-Jan-2018 experience mod

Breaking down the Experience Modification Worksheet in MA Workers Comp...

If your workers compensation costs are a significant factor in your labor costs, you know how important your "experience modificat...

21-Aug-2017 retro date

Claims made – Prior Acts and Tail Coverage

Claims made policies have distinct limitations on occurrences that happened before the policy's inception (starting date), and aft...

16-Aug-2017 insurance

Claims Made Versus Occurrence Liability Form

A "claims made" policy treats the timing of a claim differently than the more commonly seen "occurrence" policy.

8-Aug-2017 Additional Insured

Excluding Sub-Contractors from General Liability

We have noticed a trend in our office for general liability policies to add an endorsement that excludes coverage for the acts of ...

2-Aug-2017 Water damage

Water Flow Detection Systems

28-Jul-2017 commercial

Can Changing Your Legal Entity Status Affect Your Insurance?

Changing the legal entity type of your business can affect your insurance, but changes affect different lines differently. For mos...

21-Jul-2017 management

Reputation Management and Brand Control

We recently heard from a customer of ours who had endured a terrible, terrible event happen at their company. Naturally we cannot ...

17-Mar-2017 Volunteers

Volunteers in Insurance Programs

How volunteers are handled differs with different types of insurance. The general liability policy does include protection for the...

31-Jan-2017 IT

Insurance for an IT Company

Many IT companies grow steadily for several years without having their risk and insurance program evolve to match the needs of a l...

27-Jan-2017

Construction and development tips when working near water or wetlands

Keeping water clean and abundant is important to us all which is why our federal, state and local governments have regulations tha...

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