Employment Practices Liability

Driven by an explosion of employment related lawsuits, employment practices liability (EPL) coverage is a new and growing line. These suits can be costly - hundreds of thousands, even millions of dollars. Even an employment related claim without merit can cost an employer $10,000 - $20,000 to defend.

EPL coverage typically provides coverage for employment claims from the following areas:

  • Wrongful employment (hiring or termination)
  • Sexual harassment
  • Discrimination
There are many factors that go into selecting and pricing professional risks:
  • Number of employees
  • Location of the risk
  • Industry
  • Employment practices
  • Loss experience
  • Operating characteristics 

Because of these variables, EPL policies come in a wide range of types and are offered by a number of different insurers.

Comprehensive, competitively priced coverage is available through Gordon Atlantic for all types and sizes of accounts. We can provide either stand-alone EPL coverage or EPL coverage as an extension to a Directors and Officers or other type policy.

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