Commercial Insurance Blog

23-Mar-2020 business interruption

Business Interruption Insurance during a pandemic

Here’s our take on business interruption insurance: First, we don’t make the call, meaning only the insurance companies apply poli...

28-Feb-2020 infection

Preparing for the Coronavirus

The Coronavirus has left China, it is no longer contained and is spreading around the world. The world’s stock markets are more th...

3-Sep-2019 ERM-14

What is the ERM-14 form in Massachusetts?

What is the ERM-14 form in Massachusetts? The ERM-14 form is a form required by the Massachusetts Workers Compensation Board whene...

27-Sep-2018 storm prep checklist

Hurricane Season Preparation Guide

A storm is coming. What to do?

30-Aug-2018 waiver of subrogation

What is Contractual Risk Transfer?

Contractual risk transfer is a business strategy designed to reduce the cost of risk by transferring certain risks to another enti...

29-Aug-2018 fleet

New 2018 Massachusetts regulations for most commercial trucks

The Registry of Motor Vehicles has announced a new regulation {540 CMR 2.22(1)} that will affect MOST commercial vehicles, effecti...

7-Jun-2018 construction

What is a Waiver of Subrogation?

In one of our previous blogs, What is an Additional Insured?, we discussed additional insureds in contracting. When subcontractors...

7-Jun-2018 Certificate of Insurance

What is an Additional Insured?

When subcontractors perform work for general contractors, they usually need to show the general contractor that they carry their o...

11-May-2018 commercial

Workers Compensation Audit Compliance

Your Workers Compensation insurance renews and you receive the letter informing you it's time for the prior term's audit.

16-Apr-2018

Massachusetts Workers Compensation Rates Decrease 12.9%

The Massachusetts Commissioner of Insurance recently approved an average 12.9% decrease in Workers Compensation rates. This brings...

10-Jan-2018 experience mod

Breaking down the Experience Modification Worksheet in MA Workers Comp...

If your workers compensation costs are a significant factor in your labor costs, you know how important your "experience modificat...

21-Aug-2017 retro date

Claims made – Prior Acts and Tail Coverage

Claims made policies have distinct limitations on occurrences that happened before the policy's inception (starting date), and aft...

load more posts

Site Search