Business Owners Policy (BOP)

Commonly known as a BOP, a Business Owners Policy is a package of business insurance. It has three parts.

  • The first is  property  coverage for your business property.
  • The second is  liability  coverage.
  • The third is business income: time element coverage. This protects the income statement by replacing profits lost due to the inability to operate if the physical plant can't open while repairs are made.

Here at Gordon Atlantic we like to say a BOP is a family style policy, as opposed to a Commercial Package Policy which would be a la carte.  Another way to decide if a BOP is right for you is to ask yourself the following question:  are there many other businesses out there just like mine?  If the answer is "yes," a BOP is probably the best fit.

To watch Geoff Gordon discuss the makeup of a Business Owners Policy as he appeared in BusinessTown, click the video below! 

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