Reasons for a Personal Injury Endorsement on Your Homeowners Policy!
What does Personal Injury mean?
Definition of “Personal Injury” means injury arising out of one or more of the following offenses:
False arrest, detention or imprisonment;
Wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor
Oral or written publication of material that slanders or libels a person or organization or disparages a person’s or organization’s goods, products; or
An oral or written publication of material that violates a person’s right of privacy.
Personal injury must be done to someone else.
With social media, websites and blogs, anywhere that you could say or write anything about someone else, or a business, there is such a greater chance of your being sued.
Your basic homeowner policy does neither provide this coverage, NOR more importantly does not provide the defense cost associated with being sued.
For less than $100 a year, you could add this protection to your homeowner policy.
Please call us today to see if you have this coverage, or if it is something that we need to add to your policy.
To find out more about a Personal Injury Endorsement, call us at (781) 659-2262 or fill out our Request a Quote page.