Insuring your newly licensed teen or a driver with less than 6 years driving history is an eye (and wallet) opening experience. The facts are simple- insurance premiums are calculated based many variables including risk and claims statistics. Simply put, less experienced drivers are at a much greater risk to have an at fault accident than drivers with a few years behind their seat belt. In fact, 42% of newly licensed drivers have an accident within 12 months of licensing.
The good news is there are ways to minimize the cost by taking advantage of driver discounts available for less experienced drivers.
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