Personal Insurance Blog

13-Jul-2016 auto

Auto Insurance Rates on the Rise in MA

The Boston Globe recently ran an article about automobile insurance rates in Massachusetts increasing between 6% and 9% on average...
24-Aug-2015

Lightning Insurance

Lightning is caused when warm and cool fronts meet, and as they cross each other, just like rubbing a balloon on a wool sweater, p...
26-Jun-2015

Earned Premium

Earned Premium Earned premium on an insurance policy is the premium for coverage provided, and this may be for less than the full ...
29-Jul-2014 auto

Total Loss Tips: What to Do If Your Car Is Totaled

What to do if your car is totaled
14-Nov-2013 Biggert-Waters

Flood Insurance Changes in MA: 2014

In July 2012, Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 to address problems with the existing national...
13-Sep-2013 flood insurance

Biggert-Waters and Flood Insurance Rate Changes in MA

The Biggert – Waters Flood Insurance Reform Act, inspired by ‘bigger waters’ along the coast (not really), arose out of a desire t...
22-May-2013 home

Predictive Modeling

Predictive modeling describes how insurance companies develop rates that match individual risk traits to expected losses. Companie...
9-May-2013 pure insurance

Pure Auto Insurance in MA

Pure Insurance, the reciprocal exchange for high net worth customers, now offers auto insurance in Massachusetts. Pure has added t...
21-Mar-2013 replacement cost

Homeowner's "Hold Back"- What is it?

Most property insurance today make claims payment at replacement cost for items ruined or damaged after a loss. The homeowner's po...
14-Feb-2013 home

Public Adjustors, Company Adjustors and Independents - Defined

When you have a claim, an adjuster will help organize and quantify the payment of your claim. There are different kinds of adjuste...
4-Dec-2012 safety

Online Safety: http vs. https

Have you ever noticed the first few letters of a web address?
10-Jul-2012 theft

Identity Theft – Tricks of the Trade

Use of credit cards, bank accounts, and other electronic monetary transactions are a necessity in today’s world. An unfortunate si...
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