Personal Insurance Blog

We see them everywhere, on billboards, on TV.  People are talking about how they got their insurance at a great bargain.  However, is this bargain really in your favor or in favor of the crazy haired lady or the cute little gecko??   Most people are not insurance experts and do not know how to read a policy to really know what they are getting.  In Massachusetts it is required that everybody have insurance on their vehicles and there are a lot of companies out there to choose from.

So, how DO you choose?

Ask your friends or go to your computer to find a local insurance agent – you can google “insurance in Norwell” and a few local agents will pop up.  This is the best place to start unless you are an insurance expert yourself.  (I can YouTube how to take out wisdom teeth, but I don’t think you would want me to!)  We can help tailor an insurance program that will fit your needs.  We do want to get you the best product at the best price to be sure you have the coverage you need.  If you are going to pay for insurance, it is best to have insurance that will be there when you need it; no need to pay for insurance and not have the policy properly structured and give the company a possible reason not to pay a claim. 

I have a quick true story about a young man who is  very smart; he runs computer systems for major hospitals.  However, he went online to purchase his own auto policy at a price that he thought was pretty good.  The first time he realized that something was wrong was when he broke a windshield and found that he had to pay a deductible.  You will not find a local agency that will sell you a deductible for glass coverage – not worth the savings at all.  The second mistake was when I took a look at his policy and realized that he did not have any collision coverage.  We realized this in the winter of 2014-15 when it snowed 2 feet every week AND he drove a flashy sports car that is NOT good in the snow.  Needless to say, I told him to park it until we got him coverage that would actually be there for him.  He was paying a pretty good price but he basically had nothing for coverage.  If he had slid into a snow bank, his car that was paid in full would have been gone, with no insurance to help him get another one. 

You may have an insurance policy and it will be enough to get that registration stamped so you can drive; BUT, are you paying for a policy that will be there should you need it?  If you are not sure, it is simple to find out.  Just give us a call here at Gordon Insurance (781) 659 2262, or check out our website; we would be more than happy to take a look at what you have.

We look forward to hearing from you!