Gordon Insurance Blog

20-May-2020 home

Pool Laws and Insurance

Do you have a swimming pool, or are you thinking about getting one? Summer is coming!

21-Apr-2020 auto policy

Coronavirus Auto Insurance Discounts

8-Apr-2020 home

Adapting to the working from home lifestyle

17-Dec-2019 auto

Winterizing Your Car

I recently received a friendly reminder from my car dealer not to forget to winterize my car. With winter weather fast approaching...

17-Dec-2019 home safety

Home Safety Reminders for the Holidays

The holiday season is a busy time, and that busy-ness can make us unaware of dangers that lurk in plain sight. Here's a partial li...

22-Oct-2019 Halloween

Halloween (the movie) & Minimizing Risk

1-Oct-2019

Mass RMV now Reviewing Out-Of-State Driving Records

There is some great news for Massachusetts drivers; the roads are going to be a little safer for everyone. But this news comes aft...

19-Sep-2019 personal

Hurricane Defined for Insurance

In the aftermath of Dorian, the question remains: what makes a storm a hurricane?

15-Aug-2019 insurance

Wind Deductible vs. Hurricane vs. Named Storm Deductibles

You call the insurance company after a big nor'easter or hurricane, with a tree sitting on your house, and they tell you that you ...

2-May-2019 car accidents

Do insurance companies charge for “Not-at-fault” accidents?

Short answer is yes, most insurance companies do add a charge for accidents even when you are less than 50% at-fault.

20-Nov-2018 California fires

2018 California Fires

The devastation in California has already taught us a few hard lessons. First, some statistics as of Tuesday, November 20th, 2018:

1-Aug-2018 national flood program

National Flood Insurance Program (NFIP) Reauthorized through November ...

Senate has approved an extension of the National Flood Insurance Program, ensuring it will be operational through November 20, 201...

3-May-2018 inspection

May is Massachusetts Motorcycle Safety Inspection Month

Do you own a motorcycle? If you can answer "yes," there are two dates you need to remember:

9-Apr-2018 distracted driving

Distracted Driving and Railroad Crossings

26-Mar-2018 auto claims

OEM Parts vs After Market Parts

What’s the difference between OEM and After Market Parts? OEM (Original Equipment Manufacturer) parts are “name brand” new parts m...

26-Mar-2018 Registry of Motor Vehicles

Changes at the Massachusetts Registry Regarding Licensing and ID Cards

Effective March 26, 2018 the Massachusetts Registry of Motor Vehicles will now require documentation showing you have a US citizen...

4-Mar-2018 Water damage

How does a Homeowners Policy cover water in a basement?

The homeowners policy is limited when you get water in your basement. Flood insurance, if you have it, will provide some help but...

4-Mar-2018 tree damage to home

How does a Homeowners Policy Handle Tree Damage?

Tree damage to your home from big windstorms is absolutely covered under most homeowners policies. The most common HO-3 policy cov...

2-Mar-2018

Get Road Rewards telematics for safer driving

Gordon Atlantic is always interested in promoting safer driving. I beta tested a new telematics program ('telematics' is a fancy ...

22-Jan-2018 national flood program

2018 Government Shutdown and NFIP (Flood insurance)

Homeowners that are required to have a flood policy with the National Flood Insurance Program (NFIP) may be affected by the curren...

20-Sep-2017 Premium Fraud

What is premium fraud? Or, is garaging location important for insuran...

Premium fraud refers to misstatements on an insurance application to reduce the cost of insurance. When premium fraud is discover...

13-Jul-2017

Reasons for a Personal Injury Endorsement on Your Homeowners Policy!

What does Personal Injury mean?

16-Mar-2017 IRS Fraud

Prevent Tax Fraud

Tax-Related Fraud is on the Rise

27-Feb-2017 auto

Car Safety Seats: Is Your Child Safe?

One of the most underrated topics in Auto safety is child safety, especially in regard to car seats. Before you even begin to read...

25-Feb-2017 home

Insurance University: Tips for the College Bound

For many young adults, college is an incredibly liberating experience and a time of emotional and intellectual growth as fledgling...

23-Feb-2017 theft

Bicycle Theft Prevention

21-Feb-2017 bbq

Grilling Safety: MA Insurance

Summer for most Americans means “busting out the grill” and hosting some barbecues in the warm weather, whether it be with friends...

19-Feb-2017 commercial

Lightning Safety: An Overview

Lightning Safety Popular culture has largely portrayed a lightning strike as an event akin to winning the lottery or another extre...

17-Feb-2017 rates

Insurance Haikus

Yes, that’s right. Haikus. Like the ones you wrote for the much hated poetry projects in English class. These are the result of an...

15-Feb-2017 auto

Avoiding Collisions with Deer

One of the more unpredictable and dangerous things drivers tend to forget about is the possibility of hitting a deer. If you live...

15-Feb-2017 insurance

Insurance Agents: The Good Guys

A short story, from real life:

13-Feb-2017 theft

Boat Theft Prevention

When you’re driving your car, how many times do you leave the key in the ignition or the engine running if you’re not there? Never...

11-Feb-2017 psychology

Risk Management: When Intuition Fails Us

People often fail to appreciate what amazing machines our brains are. How many times have you wished you could do math like a calc...

10-Feb-2017 home

A Homeowner Claim Scenario: A Break-In

You just pulled into your driveway, and you notice that the door has been kicked in. What do you do?

9-Feb-2017 employee theft prevention

Uncovering Employee Theft: MA Insurance

In most offices today, securing customer personal information is a top priority because identity theft is a business run by profes...

9-Feb-2017 cutlery

Kitchen Safety: How to Sharpen and Hone Knives

The first rule of knife safety in the kitchen is that you ALWAYS should be cutting with a sharp knife. Cutting with a dull knife i...

7-Feb-2017 damage

Frame Damage: Car Accident Aftermath & Collision

Have you considered damage to the frame of your car after a collision? It may surprise you to know that most cars today don’t actu...

5-Feb-2017 auto

MA Surcharges: 20 Minor Violations That Increase Insurance

Most people understand that a major moving violation (DUI, reckless driving etc) will lead to a surcharge by giving you ‘points’. ...

3-Feb-2017 auto

Comprehensive Insurance Coverage

1-Feb-2017 theft

Identity Theft Prevention: College

College provides a whole new world to students along with independence and a perspective into the “real world”. However, in order ...

20-Jan-2017 auto

What is Reckless Driving?

What is reckless driving, what are the penalties, and how will it affect your insurance?

20-Jan-2017 auto

How is the Cost of My Car Insurance Policy Determined?

Have you ever wondered how your car insurance rates are calculated? What affects that number on the bottom of the page? Here’s th...

20-Jan-2017 insurance

The Simple Math Behind Insurance

Today, I was figuratively slapped in the face by the realization that I’ve never blogged about the mathematics behind insurance. T...

20-Jan-2017 personal excess liability coverage

Why do you need an Umbrella Policy?

The society we live in is very litigious, and the likelihood of getting involved in a lawsuit is higher than ever. Therefore, it ...

12-Jan-2017 schedule your valuables

Insuring your Home Inventory

Winter is a good time to review your home inventory & to contact us to update your insurance. If you received an expensive Christm...

23-Dec-2016 insurance

I’ve just had an accident, what do I do now?

I just stopped for a red light. I was sitting there waiting for the light to turn green, when all of a sudden I was rear ended. ...

21-Dec-2016 homeowners insurance

WHAT ARE OTHER STRUCTURES IN INSURANCE?

The “Other Structures” portion of your homeowner policy covers a variety of items.

14-Dec-2016 carbon monoxide tips

Prevent Carbon Monoxide Poisoning

Know the risks of carbon monoxide. Anything that burns a fuel — such as a furnace, fireplace, generator, gas appliance or car prod...

14-Dec-2016 frozen pipes in winter

How to Avoid Frozen Pipes in the Winter

4-Nov-2016 Credit score, credit in auto insurance

How payment habits affect your auto insurance costs

Most consumers are familiar with the fact that a less than perfect payment history will affect the interest rate on a loan, whethe...

13-Oct-2016 Solar Panels

Should I Go Solar?

Should I Go Solar? In order to determine if your home is a good fit for a solar panel installation, some key issues should be cons...

15-Sep-2016 auto policy

Checklist for your Household Drivers

Did you know that every licensed driver in your household needs to be listed on your auto policy. Even your neighbor that you let...

22-Aug-2016 Earthquake Coverage

What is Earthquake Coverage?

19-Aug-2016 AAA

Should You Have an Extra Set of Car Keys?

Has anything like this ever happened to you???

17-Aug-2016 Emergency

What if my Vehicle Catches on Fire?

Recently a client’s 2016 vehicle engine started smoking. He got out of the truck to check the engine and couldn’t get back in the ...

12-Aug-2016 identity theft

Six Things to do Before Your Child Leaves for College

In a few weeks, I will pack up and head for my sophomore year of college. My experiences last year at school and this summer work...

11-Aug-2016 home

Fallout of Private Flood Insurance Market and Effect on NFIP Policyhol...

A private flood insurance market is beginning to emerge for homes and businesses in existing flood zones. The effect of this devel...

1-Aug-2016 risks

Risks of Hiring an In-Home Nanny

The soaring cost of daycare is leading to a rise in the number of families hiring an in-home nanny amongst our customer base. Mos...

19-Jul-2016 collections

Do You Have Scheduled Items on Your Homeowner Policy?

Did you know you can schedule Jewelry, Furs, Fine Arts, Firearms, Musical Instruments (not used professionally), Cameras, and Stam...

13-Jul-2016 trends

So... What is the deal with Pokémon Go?

By now you have probably heard of the rising cultural phenomenon known as Pokémon Go that has consumed kids, teens, and adults ove...

13-Jul-2016 insurance

The Independent Agency

In today’s society, smaller insurers have been extremely successful. According the analysts at J.D. Power, the reason for this is...

13-Jul-2016 auto

Auto Insurance Rates on the Rise in MA

The Boston Globe recently ran an article about automobile insurance rates in Massachusetts increasing between 6% and 9% on average...

23-Jun-2016 cost

Accident Forgiveness

Many companies offer some form of Accident Forgiveness. Accident Forgiveness typically will prevent a surcharge from being applie...

20-Jun-2016 summer

Boating Safety

Summer is here and it’s boating season, here are some boat safety tips:

17-Jun-2016 summer

Tips For a Safe and Happy Fourth of July!

Summer is finally upon us! One of the America's favorite summer holidays is the Fourth of July.

16-Jun-2016 AAA

AAA Can Be Helpful in Many Ways!

AAA was founded in 1902, and is a non-profit member service organization that has been helping drivers ever since. They have init...

14-Jun-2016 moped

Moped and Motorized Bicycle Operation Restrictions

The warmer weather is here and it is time to bring out the old motorized bicycle or moped.

14-Jun-2016 replacement cost

Replacement Cost vs. What Home is Worth

The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the pr...

2-Jun-2016 air conditioning

Home Maintenance for the Spring/Summer

Keeping Cool Inside

2-Jun-2016 Flood insurance on the South Shore

Grandfathering Your Flood Insurance Rates

1-Jun-2016 limits

What are the different Bodily Injury limits on your Mass Auto Policy?

Under Compulsory insurance you are required to purchase 4 parts.

1-Jun-2016 safety

Fire Pits & S’mores

Thinking of setting up a fire pit in your back yard and enjoying s’mores with the kids on a fine fall night? Here are a few facts ...

31-May-2016 rental car

Takata Airbag Recall: What Does This Mean for Your Auto Insurance?

Although many vehicles seem to be affected by the Takata airbag recall, we have only had a handful of clients call us about their ...

31-May-2016 local insurance

Are You Better with a “Local Insurance Agent” or an “As Seen on TV” C...

We see them everywhere, on billboards, on TV. People are talking about how they got their insurance at a great bargain. However,...

4-May-2016 teen drivers

Teen Driver Discounts

Most parents are excited and terrified that their young adult will be driving a car. However, there are ways of easing the pain.

27-Apr-2016 Substitute Transportation

When can you use your Substitute Transportation coverage?

We have been getting calls from clients who are under the impression that they can use the Substitute Transportation portion of th...

26-Apr-2016 Tire Pressure

Why is Tire Pressure Important?

Inflating the tires on your vehicle to the proper air pressure can make a big difference in the mileage you receive out of your ti...

21-Apr-2016 boat insurance

Fun in the Sun on Your Boat

The weather is getting warmer, the flowers are starting to bloom, and before you know it we will be into summertime! With the su...

20-Apr-2016 drivers ed

Save a Life, and some Dough with In Control Crash Prevention

All too often we hear news reports of young drivers getting in serious accidents. They lack the experience, maybe they’re over c...

15-Mar-2016 Prevent a dryer fire

Spring Cleaning & Fire Prevention

You should try to clean your dryer vent every year. It helps it to run more efficiently and to prevent a fire.

15-Mar-2016 lyme disease

Lyme Disease

Spring is on our doorstep and everyone is excited to get outside! Unfortunately, given where we live, we all must be aware of tick...

11-Mar-2016 Daylight Savings time

Daylight Savings Time 2016

Daylight Savings Time We change our clocks ahead on March 13, 2016 at 2:00AM.

18-Feb-2016 Traffic Satefy

Traffic Rules

Wondering why auto insurance rates continue to rise? Surely increased numbers of accidents have a bearing on the rates. What migh...

18-Feb-2016 Account Reviews

How can we reduce your payments?

We all have to pay for insurance; something that we hope we never have to use. So, how can we get it for less?

17-Feb-2016 Should I file a home claim?

Should I file an insurance claim or not?

17-Feb-2016 Out of State Purchase

Buying a Car from an Out of State Dealer

If you are shopping around for a new car and happen to find an on-line deal from an out-of-state dealer that you just cannot pass ...

17-Feb-2016 Insuring a new car

How Insurance Plays a Role in Buying a New Vehicle

15-Feb-2016 Home Generator Safety

Home Generator Safety Tips

Winter has arrived and that means heavy snow falls, downed utility lines and power outages.

15-Feb-2016 Who should be listed on your auto policy

Who should be listed as an operator on your auto policy?

Your auto insurance policy must list all licensed drivers living in your household, whether related to you or not.

23-Jan-2016 Equipment Breakdown Coverage

What is Equipment Breakdown Coverage?

Your TV goes out on the day before the big game.

22-Jan-2016 Winter Driving

Winter Driving

21-Jan-2016 Renters Policy

Why do I need a Homeowner's Policy when I rent?

When a disaster strikes, it doesn’t matter if you own your home or rent. Renters face the same risk as homeowners.

4-Jan-2016

Term Life Insurance – Options Available Here

It’s a subject most people don’t want to talk about, but if you were to die, would the people you support be able to maintain thei...

1-Jan-2016

Tips for Safe Driving During the Winter

We have already seen a little bit of snow, after last year we are all hoping for a milder winter.

29-Sep-2015

Cell Phone Use While Driving

Although we all know that we need to be alert and paying attention to our driving, these days we have many forms of distracted dri...

28-Sep-2015

New Law Enacted in Massachusetts

In March 2015, the state of Massachusetts decided to come up with a law which stated that drivers need to have their headlights a...

24-Aug-2015

Lightning Insurance

Lightning is caused when warm and cool fronts meet, and as they cross each other, just like rubbing a balloon on a wool sweater, p...

23-Jul-2015

What Type of Dog is Right for your Insurance?

They say that a man’s best friend is a dog…That may be true, but a dog is not necessarily an insurance company’s best friend.

22-Jul-2015

2015 Plate Lottery

It’s that time again when you can submit your application to the Registry for the low number plate lottery. The forms must be post...

21-Jul-2015

Why You Should Purchase Auto Insurance Above State Requirements

Most states have their own minimum requirements for auto insurance. In Massachusetts, the state says you must carry compulsory ins...

29-Jun-2015

Healthy Living: Circadian Rhythm

If you're a student or for some other reason have the summer off, you're probably pretty excited to be sleeping in every day. Yet ...

26-Jun-2015

Earned Premium

Earned Premium Earned premium on an insurance policy is the premium for coverage provided, and this may be for less than the ful...

25-Jun-2015

Automobile Property Damage Liability – How Much is Enough?

Automobile property damage liability is the coverage that protects you from the financial consequences of negligent operation of a...

22-Jun-2015

Benefit of Having Medical Payments On Your Mass Auto Policy

If you were injured in a car accident, how would the injuries get paid?

18-May-2015

Wedding Insurance

Weddings. They seem to be the event of a lifetime for people these days, with the day itself being much more than the lifelong com...

11-May-2015

Graduation Safety Tips

Spring is a time of celebration for high school seniors! Along with prom, general fun and graduation, there's a lot to be excited ...

27-Apr-2015

Outdoor Wood and Brush Burning Tips

Before you even think about brush burning, call or go online with your local fire department for local department rules and regula...

6-Apr-2015

Winter Safety: The Snow is Melting!

After the snowiest winter I've experienced in my 17 year lifetime, I can finally see patches of grass! I truly had forgotten that ...

30-Mar-2015

Where Does Your Energy Come From?

As a high school student, I am currently enrolled in a course called "Energy and the Environment," where we learn about things lik...

25-Mar-2015

What is the Waiver of Deductible?

The Waiver of Deductible is an endorsement that you can purchase along with Collision coverage for your vehicle. There is a small...

24-Mar-2015

Texting and Driving

Cell phones are pretty ubiquitous nowadays, but they aren't meant to be used in a car. Texting while driving makes you 27 times mo...

19-Mar-2015

3 Ways to Reducing Risk Tips for Driving

It seems that we had fewer auto accidents this winter just because people weren’t driving as much. (Or maybe it’s just that we had...

11-Mar-2015

Our Best Insurance Blogs

Here is a list of our most popular insurance blogs from over the years to catch you up on some good ones you might have missed!

3-Mar-2015

Winter Safety: Ice Dams

What are ice dams?

27-Feb-2015

Insurance Jokes

Getting proper insurance coverage is no laughing matter, but sometimes it's nice to lighten things up a little. I've scoured the I...

25-Feb-2015

Independent Insurance Agents Save You Money!

The following is a true story about one of our insureds. It asks the question of, “Why do use an Independent Insurance Agent inste...

23-Feb-2015

Named Perils: Insure Your Valuables!

Were you the lucky recipient of a sparkling piece of jewelry this Valentine’s Day? Perhaps a pendant, a bracelet or a RING? I’m su...

3-Feb-2015

Emergency Kit

The truth is, sometimes vehicles break down and sometimes bad weather interrupts our travel plans. This is never a pleasant experi...

27-Jan-2015

What to Do After a Blizzard

As I write this post, I can hear the winds of blizzard Juno outside and see the snow piling up in my yard. Like many New Englander...

22-Jan-2015

Compulsory Insurance vs. Comprehensive Coverage

Many insureds confuse compulsory insurance with comprehensive insurance.

15-Jan-2015

Winter Safety: Frozen Pipes

Knock on wood, we haven’t had much snow…yet. Unfortunately, we’ve had extremely cold weather and our office has already had severa...

7-Jan-2015

Winter Safety: Driving

This is my, and many other teen drivers' first winter as a driver in New England. I've now driven in the snow once, and it was ver...

5-Jan-2015

Underwriting Home Insurance

In Massachusetts, home insurance is not compulsory as is auto insurance. Since carriers are not required to write homeowner cover...

29-Dec-2014

Write a Review for Our Insurance Agency!

If you'd like to share your experience with our insurance agency, here are some great places to do so!

22-Dec-2014

Snowmobiling Safety in New Hampshire

‘Tis the Season for the snow to fall!! It is the time of year when we love to see the snow, perhaps more in New Hampshire than in...

19-Dec-2014

Pet Safety at Christmas

Christmas time can be as stressful on your pets as it is you.

4-Dec-2014

Car Safety: What to Do When Your Windshield Fogs Up

So it's winter, but this can happen if it's cold and rainy any time of the year; your car windshield fogs up. So what do you do? I...

20-Nov-2014

Healthy Living: Tips on Mono

It's that time of year again: sick season. But cold temperature itself doesn't make people sick; it's the way we're closer to each...

19-Nov-2014

Donate Your Car to Charity

If you are thinking of selling or trading your old car, why not donate it to charity instead?

17-Nov-2014

Car Safety and Eyesight

How is your Eyesight? 20/20?

13-Nov-2014

When to Change My Homeowners Insurance

I recently had dinner with a friend that I have not seen for some time. He had been living in his large, family home while cleani...

12-Nov-2014 homeowners insurance

Homeowners Insurance for a new Home Purchase

Purchasing a new home can be a complicated process with many moving parts. It may have taken months to find that dream home, to n...

6-Nov-2014

Cancelling for NonPayment

There are many reasons that you should make sure that you don’t let your insurance policy cancel for non-payment. The obvious rea...

4-Nov-2014

Dryer Fire Claims

Resulting damage from dryer fires are a major type of homeowner claim. They can also pose a safety hazard since they are a type of...

30-Oct-2014

Do I Have to Notify My Insurance Company if My Mortgagee Changes?

How many times have you heard of banks buying out other banks and/or changing their name? Plenty. How many times do you think the...

28-Oct-2014

Seat Belt Laws in Massachusetts

The seat belt saved my life! Had I not been wearing my seat belt, I would have been ejected. I fell asleep driving, hit the guardr...

27-Oct-2014

Hurricane and Tropical Storm Preparedness

I recently attended a seminar sponsored by Liberty Mutual on risk control. I found some very useful tips on how to prepare for the...

24-Oct-2014

What To Do If You Are in a Car Accident

Being involved in a car accident can be a nerve-wracking experience. Here are some do's and don'ts to follow:

23-Oct-2014

Renewing Plates on a Leased Vehicle

If you lease a vehicle, remember that you are not the registered owner. This can be problematic sometimes when you need to renew ...

22-Oct-2014

Youthful Permit Operators

As soon as a child obtains their driver’s permit, the agency receives calls to add these new drivers to their parents’ auto polici...

21-Oct-2014

Are You Getting All the Credit You Deserve?

The following are some of the discounts and credits available to you on your homeowner, auto and boat policies. Bear in mind that...

20-Oct-2014

What Do I Do If Someone Breaks Into My Car?

Having your vehicle broken into can be an unsettling experience and certainly a frustrating one, especially if you don’t know what...

17-Oct-2014

Replacement Cost Estimators

One of the primary factors in rating a homeowner policy is the completion of a replacement cost estimator.

16-Oct-2014

Why You Should Carry Higher Property Damage Limits

Property Damage liability pays for damages you cause to someone else’s property, including their car, building, fence, or other pr...

14-Aug-2014 environment

How to Lower Your Energy Bill

Save on more than just your insurance with these energy tips.

11-Aug-2014 auto

Dangerous Places to Drive In Norwell: Be Careful!

Despite being a small, rural town, Norwell has some pretty dangerous roads. In no particular order, here are some places where I d...

6-Aug-2014 easy

Easy Computer Tips and Tricks (Part 2)

If you haven't already checked out the first blog in this series, read it here.

4-Aug-2014 massachusetts

Junior Operators: How to Pass Your Road Test

The big day has come! You've finally completed all your driver's ed, driving hours, and driving with your anxious parents. You've ...

30-Jul-2014 easy

Easy Computer Tips and Tricks

Surf the web and our website more efficiently with these tips and tricks from an experienced internet user. As my time as Gordon's...

29-Jul-2014 auto

Total Loss Tips: What to Do If Your Car Is Totaled

What to do if your car is totaled.

24-Jul-2014 auto

Junior Operators: How to Get Your Permit

In Massachusetts, you can get your driving permit the day you turn 16. To get one's permit, a parent/guardian must take the soon-t...

21-Jul-2014 drivers

Junior Operators: How Do You Get Your License?

If you're turning 16 or have a child who is, it's almost time to start driving. There are more steps to getting a junior operator'...

14-Jul-2014 damage

Avoid Collisions with Deer and other Animals

Everyone has seen a squirrel, bird, deer, or some sort of creature while driving. Here in Massachusetts, those are some of the mos...

7-Jul-2014 summer

Bike Noise Limits

Summer is here and the Streets are Loud….

2-Jul-2014 health

Desk Yoga

Those of us who have office positions that keep us seated at our desks and hunched over our computers for the majority of the day ...

30-Jun-2014 auto

What is Gap Insurance?

Gap protection is an automobile coverage that helps protect you in the event of a financed total loss vehicle. Gap protection is o...

26-Jun-2014 safety

Steady Your Ship with a Sea Anchor

Last month’s blog centered on getting your boat ready for the upcoming summer season. Hopefully, it will be a happy time with no ...

17-Jun-2014 recipe

Homemade Cleaners (Part 2)

This is my follow-up to last month’s blog on homemade cleaners. As promised, here are a few more formulas and tips.

3-Jun-2014 home

Harvester Ants Wreaking Havoc on Your Lawn? Kill Them with Cotton Cand...

Harvester ants, aka red ants, are reddish to dark brown in color. They form large mounds at the entrance of their nests. Their nes...

21-May-2014 policy

Boating Insurance

20-May-2014 poison ivy

Poison Ivy

Happy Spring – finally!!!

17-May-2014 home

Insurance for Working From Home

Homeowner policies are “personal lines” policies and by their very nature are not intended to cover “commercial” exposures. Howev...

15-May-2014 exercise

Walking in Parks

You have heard for many years the wonderful benefits you and your body get from walking for exercise. Whether it’s to get some fr...

13-May-2014 home

Homemade Cleaners

5-May-2014 bicycle safety

AAA Offers Bicyclists Breakdown Service

2-May-2014 license plate

Plates for Vehicles Bought Out of State

We occasionally have clients that purchase vehicles from out of state dealers. Sometimes the dealers will suggest that the clien...

2-May-2014 immigration

Insureds with Out of Country Licenses

Very often we are asked to write auto policies for insureds who have recently immigrated to Massachusetts. Since auto insurance i...

30-Apr-2014 insurance substitution

What is Subrogation?

What is Subrogation? Simply stated, it's when an insurance company goes after a responsible party for payments made on a claim. ...

29-Apr-2014 motorcycle

Motorcycle Reminders... Be Sure That You Have Proper Coverage

Spring has sprung?? Well, not quite yet. Soon enough, the weather will be warmer, the sand will be cleaned from the roads, and ...

15-Apr-2014 registration

Keeping the Old Car Registered/Insured

Many of our clients call us to let us know that they are getting a new car. At some point we’ll ask if they are trading in a car ...

12-Apr-2014 health

Water Aerobics: Fun Exercise That Won't Hurt Knees

Do you like to exercise and have fun but have issues with your knees or shoulders or…? I had 4 knee surgeries and then a total kn...

10-Apr-2014 insurance

Flood Insurance: Overview of the Grimm-Waters Homeowner Affordability ...

Here is an overview and timeline of what you can expect for changes with flood insurance as a result of the passage of the Grimm-...

8-Apr-2014 lyme disease

Tis The Season - For Ticks That Is…..

Although it is still only March and the weather is cold and snowy, an occasional warmer day will bring out the little critters in ...

1-Apr-2014 construction

Does Remodeling or Adding to My House Affect My Insurance?

Are you considering remodeling your home or adding an addition to your home? If you are, you will want to speak with your insuran...

13-Mar-2014 animal shelter

Scituate Animal Shelter….”The Lucky Ones Come to Us”

If you have a Loving, Forever Home for a cat or dog, please check out The Scituate Animal Shelter on Rte 3A in Scituate. Previous...

9-Mar-2014 St. Patrick's Day

Free Family Fun

I love a parade! They’re enjoyable, fun and FREE.

5-Mar-2014 plymouth county

Flood Maps Delayed One Year

Proposed FEMA flood map changes for Plymouth County were recently delayed for a year so FEMA may review the methodology of the flo...

27-Feb-2014 collision

It's Pothole Season!

Potholes in our roads are a frustrating fact of life. But you can limit the damage to your car by...

27-Jan-2014 auto policy

Rental Reimbursement on Auto Policies

When your car is laid up in the shop after a fender bender or when it’s been stolen, the thing you miss most, is your personal fre...

16-Jan-2014 cruise control

Cruise Control in Adverse Conditions

Cruise control on our cars is a fantastic innovation. It’s good for fuel economy. It may save you from speeding tickets and it mak...

13-Jan-2014 cars

Time it Was

“Time it was, and what a time it was, it was” (Bookend lyrics, Simon & Garfunkel).

24-Dec-2013 winter

Snow Plow Operations – Are You Covered?

Snowplowing can be a lucrative business, especially in the New England area. However, the chances of injuring someone or damaging ...

21-Dec-2013 skiing

A Couple of Things about Winter Fun

Winter's here! There are a lot of great things that come with this enchanting season, especially in the New England area. Here's a...

17-Dec-2013 home

Homeowner 101

9-Dec-2013 winter

Stay Healthy This Season

5-Dec-2013 driving safety

How to Use Car Defrosters

Windows need defogging and defrosting? Don't worry; we've got you covered.

14-Nov-2013 Biggert-Waters

Flood Insurance Changes in MA: 2014

In July 2012, Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 to address problems with the existing national...

12-Nov-2013 claims history

Insurance Scores

When writing insurance policies and homeowner policies in particular, agents are now required to obtain much more detailed informa...

7-Nov-2013 home insurance

Changing Your Smoke Detector Batteries

The end of Daylight Savings Time has come once again, and last weekend we all set our clocks back an hour. Although we get an extr...

31-Oct-2013 Travelers Insurance

Who Insures Flood Policies?

You may have a flood insurance policy issued by a national insurance carrier such as Hartford, Mapfre, Nationwide or Travelers. Th...

18-Oct-2013 Halloween

Halloween Safety

17-Oct-2013 fuel efficiency

Preparing for Colder Weather

Not to rush the end of the summer season, but now that the cold weather is approaching this winter is forecasted to be a rough one...

15-Oct-2013 breast cancer

Making Strides Against Breast Cancer

Breast Cancer - it is something that brings a chill to so many people. Just about everybody knows somebody whose life has been aff...

8-Oct-2013 safety tips

Car Safety Tips for Changing a Flat Tire

Having a flat tire is never a fun experience, but there are many things you can do both to prevent a flat from happening and also ...

25-Sep-2013 Halloween

Jack-O-Lantern Tips and Tricks

As October 31st draws ever nearer, nothing helps get a home or workplace into the autumnal spirit quite like a well-carved pumpkin...

22-Sep-2013 fall

A Couple of Things about Autumn

Summer is such a nice time of year that sometimes people forget how amazing autumn is. Therefore, I've compiled a list of things a...

13-Sep-2013 flood insurance

Biggert-Waters and Flood Insurance Rate Changes in MA

The Biggert – Waters Flood Insurance Reform Act, inspired by ‘bigger waters’ along the coast (not really), arose out of a desire t...

10-Sep-2013 auto

Which Drivers Should Be Listed on Your Auto Policy?

Very often we get the questions, "Can I let Sally, my neighbor, drive my car if hers breaks down?" or "Do I have to list Johnny, m...

5-Sep-2013 insurance

Insurance Statistics

You might think the idea of insurance is great, but maybe you don't want to take part in it. Many people suffer from an "invincibi...

4-Sep-2013 home

On-line Banking

If you participate in on-line banking and have set up your policies to be paid by your bank, you need to pay special attention to ...

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