The flood insurance market is changing constantly; flood maps, the national flood insurance program rates, are in flux. If you live on the coast, it's important to stay on top of all these changes. Look to this page and our blogs for up-to-date information.
Here's our most recent blogs about flooding:
If your mortgage or bank requires flood insurance, you should talk to us. Our extensive knowledge and experience in the flood market will help you to come to the best, most economical solution for your needs.
If you are not required to get flood insurance but are nervous about that creek in the back yard or the water levels from the last big storm, you’re probably eligible for “preferred” Flood insurance, an inexpensive but valuable part of your home’s protection.
Remember, Flood insurance has a 30 day waiting period, so don’t wait for storm warnings to think about this. By then’ it’s too late.
Here are some resources that you can use for your own research:
National Flood Insurance Policy Coverage
This is a document describing the coverage in different types of flood insurance policies. Knowing exactly what you're protected against is always an excellent practice.
Preferred Flood Risk Policy Coverage
A document by Travelers detailing the preferred amounts of coverage for different flood insurance policies.
FEMA Water Seepage and Sewage Coverage Memo
A memo issued by FEMA about what is covered in damage from seepage and sewage in the event of a flood or likewise catastropohe.