Commercial Insurance Blog

Yikes!!! Did someone draw outside the lines with the crayons?

What is Professional Liability for? Is it just for guys who wear suits?

NO!!! If you are in the business of performing a service or providing advice, regardless of what you wear you better be 100% right 100% of the time.  You may think you or an employee will never be in the wrong, but you can protect yourself from the possibility with Professional Liability insurance.

We live in a “lawsuit happy" world, so if and when you get slapped with one because something you said or designed goes terribly wrong, or because there was alleged negligence on your part, you are going to need this in your back pocket.

Perhaps you're not aware of how much a typical lawsuit runs these days, but a plaintiff is usually looking for a whole pile of cha-ching$$$. Most of us don’t have extra millions lying around for these incidents,however a Professional Liability policy will respond to the sharks!

court.jpg

 

Who needs this particular type of coverage:

  • lawyers
  • engineers
  • architects
  • realtors
  • IT consultants
  • insurance agencies (yes, even we make mistakes)
  • accountants
  • those in the medical field
  • hairdressers

And what does a Professional Liability policy actually cover:

  • alleged or actual negligence
  • misrepresentation
  • inaccurate advice
  • defense costs
  • personal injury
  • copyright infringement
  • claims & damages

If you would like to discuss your personal exposure further, please call the professionals at Gordon Atlantic Insurance toll free at (800) 649-3252.  Prefer to type instead of talk?  Click below.

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