Commercial Insurance Blog

The top 5 insurance claims during summer months

BBQ Grill Fires- Cooking out with friends and family can be a great time, but can turn catastrophic in an instant if you aren’t cautious. To reduce the risk of a cookout calamity, never place your grill near flammables and never leave it unattended. If using a charcoal grill, make sure the embers are completely extinguished before leaving it.

 

Boating Accidents- Owning a boat is a huge pleasure, but also a huge responsibility. Boating accidents increase during the summer months for obvious reasons, but what this means for you is that each time you get on the water, you run the risk of having a mechanical break down, collision with another boat, or hitting an object(s) or people. Before you hit the waters, make sure your boat is in good mechanical running order, reacquaint yourself on boat safety rules/regulations, AND make sure you have the adequate Massachusetts boat insurance protection that you need.

 

Car Accidents- Summertime travel plans typically involve spending more time on the road in your car. What this means is an increase in the number of auto accidents/incidents on the highways during the summer months. To increase your safety and reduce your risk to this type of exposure, make sure you stay on top of your car maintenance to avoid an overheated vehicle, tire blowout, or impact with another vehicle. Also, review your level of auto insurance coverage with your Florida independent insurance agent for your own safety and protection should you be involved in a car accident.

 

Drownings- There is a direct correlation between the soaring temperature outside and the number of pool drownings. During the summer months, more people are swimming which can turn disastrous if certain precautions are not taken. If you are a pool owner, make sure your gates are always locked and inaccessible so that neighbors/kids cannot slip into your backyard and jump into the pool. Being the owner of a pool comes with a lot of accountability so make sure you do the responsible thing and have adequate Massachusetts homeowners insurance protection. Our independent insurance agency is here to assist you so that should a terrible accident like this happen, you will be adequately protected.

 

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Image by Pexels from Pixabay 

Home Burglary and Break-Ins- During the summer months, people tend to vacation more, leaving their homes unoccupied. An unoccupied home is a target for burglars and that is when break-ins are more likely to occur. You can reduce the risk of this happening to your home by following some easy tips, such as installing security alarm system, motion detection lights, and having neighbors collect any mail, newspapers or packages left at the door.

 

 

 

To discuss your exposure with an experienced professional at Gordon Atlantic Insurance, please call our office at (800)-649-3252.  If you have a quick question to pose, click below!HAVE A QUESTION?

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