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    Personal Insurance Blog

    Halloween (the movie) & Minimizing Risk

    Posted by Geoffrey Gordon

    Thu, Oct 25, 2018 @ 05:09 PM

    Halloween Pumpkin Pic

    The latest remake of the 1978 original “Halloween” horror flick surprised a few people with its opening weekend sales of $77 million! This was more than double the formerly highest grossing “Halloween” movie ($26 million its opening weekend in 2007). Looking at these large dollar figures, it seems that people like to get scared more in a group (such as in a theatre) than at home. What’s the appeal? When things go wrong…when things get scary…there is comfort in numbers.

    Numbers provide a measure of predictability and certainty to a situation. On the other hand, unpredictability and uncertainty are at the core of risk, which causes us stress. With theatres under tremendous competition from streaming providers such as Netflix, Amazon and Hulu, the horror theme seems to be well positioned to scare a bunch of people together.

    In our homes, we can minimize uncertainty of seasonal changes by preparing our homes for cold weather beginning in the fall, and prompted by setting our clocks back. Here's a short list for a Saturday after Halloween:

    • Clean gutters (or hire a handyman for this)
    • close all sill cocks (outside water faucets) from inside (to prevent freezing)
    • inspect the chimney liner if you burn wood - let a chimney company do this)
    • change air filters for air based heat,
    • check around windows for any caulking needs

    Also, review the checkups we should do twice a year (when we put our clocks forward or back):

    • Check tags and location of fire extinguishers (can you locate a fire extinguisher right now?)
    • Change out the batteries on smoke and CO2 detectors
    • Has your family makeup changed such that a review of your family's disaster exit plan should be updated?

    There's also value in numbers, including the number of people at Gordon Atlantic standing behind your insurance, and who have experience with risk reduction, claims mitigation, and claims handling. Always let us know how we can reduce the cost of risk (uncertainty and unpredictability) in your world.

    Call to speak to a Gordon Atlantic Insurance professional by calling 1-800-649-3252. Prefer to type versus talk? Click below.

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    Tags: Halloween, risk, minimizing risk, uncertainty, scary movie, seasonal, safety tips, safety

    Car Safety Tips for Changing a Flat Tire

    Posted by Bill Cordaro

    Tue, Oct 08, 2013 @ 09:00 AM

    Having a flat tire is never a fun experience, but there are many things you can do both to prevent a flat from happening and also to safely approach changing a tire.  Here are a few of my favorite tips:

    Learn about car maintenance with auto insurance from andrew g gordon inc

    Before Your Next Flat

    • Consider purchasing a reputable road-side assistance program.
    • Familiarize yourself with the car owner’s manual on the proper procedure & warnings for changing a flat.
    • Remove the jack and wrench, assemble and practice operating it. If it is rusty, lubricate it.
    • Store a couple of parking blocks in your trunk. Also store a roadside emergency kit in your trunk – most include a flashlight, tire sealant, tire inflator, reflective road markers, etc. These are inexpensive and can be purchased at any auto accessory store.
    • Periodically check your tires to make sure they are properly inflated, INCLUDING YOUR SPARE! Spare tires are not usually in sight and often neglected, causing them to be flat and unusable.

    During a Flat

      • Put your emergency flashers on.
      • Gradually slow down and pull over to the road as far as possible. Never stop suddenly.  Check your surroundings and if you feel unsafe for any reason, do not hesitate to call Emergency 911.
      • Make sure the ground is level and secure. Jacks should never be placed where the ground is soft and subject to sinking.
      • Use parking blocks. Block the front & back of the tire that is diagonally opposite to the flat.
      • Place any safety markers behind the car and on the road.
      • Follow your car’s procedures and warnings for changing a tire.
    Learn about keeping your car in top shape with auto insurance from Andrew g gordon inc

    After a Flat

    •  Have your tire repaired or replaced. Most spares are only meant for temporary use. Have all other tires evaluated at the same time, including your spare.

    Did You Know?

    The earliest tires were bands of iron (later steel), placed on wooden wheels, used on carts and wagons. The tire would be heated in a forge fire, placed over the wheel and quenched, causing the metal to contract and fit tightly on the wheel. Some say that the first practical pneumatic tire was made by Scottish inventor John Boyd Dunlop while working as a veterinarian in Belfast in 1887.  He created the tire for his sons bicycle, in an effort to prevent the headaches his son had while riding on rough roads. Today, over 1 billion tires are produced annually in over 400 tire factories in the United States.

    By avoiding flat tires and preparing for the inevitable, you can help yourself to avoid some of the more serious dangers of driving an automobile. At Gordon Insurance, your safety and security in your vehicle is important to us, so please give us a call if you have any questions about protecting the investment you have made in your vehicle. Learn more about auto insurance here.

    INSURANCE QUESTION? Auto Quote

    Bill Cordaro 

    Tags: safety tips, tires, car, car safety, car tire, flat tire, flat tires, car safety tips, changing a tire, changing a flat tire, changing tire, changing flat tire

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