You might think the idea of insurance is great, but maybe you don't want to take part in it. Many people suffer from an "invincibility complex" in which they think that certain laws and scenarios don't apply to them. For example, a man who has had a little bit to drink and then goes out driving believes that he can drive just as well when slightly drunk versus when he is completely sober. He doesn't understand his own mortality and believes himself to be free of the possible consequences of driving drunk. He considers himself separate from the statistics and probability laws that apply to everyday life.
Sorry to burst his bubble, but those laws do apply.
Statistics is a study related to both mathematics and English; it contains elements from both realms. Statistics is when data is collected, organized, analyzed, interpreted, and presented. While statistics sounds simple enough, many things are considered when doing proper statistics, such as outliers that may affect the data and a proper sample to represent the entire population. From this sample, which is representative of the entire population, people like yourself are included. So whether you're an outlier or smack dab in the middle of the ever-so-famous bellcurve, statistics apply to you. So here are some important ones:
Good news though! Massachusetts is the state with the lowest death rate when it comes to car crash fatalities. However, that 0.6% chance is still too high for me, and every driver should always make a conscious effort to drive as safely as possible so we can eventually reach that desired number: 0.0%
Insurance statistics are not meant to frighten you, just inform you of your likelihood of actually filing a claim and using your insurance. The numbers may seem scary, but with them there should also be a sense of comfort because you have insurance, and we will protect you from loss.
For more insurance statistics, check out these links:
If you have any other insurance questions or are interested in us shopping around for you, feel free to contact us. We'll certainly help you out with any of your insurance needs, and we hope you stay safe. Learn more about personal insurance here.
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