Personal Insurance Blog

If you have an in-experienced driver (0-6 years of experience) and are looking for ways to save money on your auto insurance, then here are a few things to consider:

1. Driver’s Education – this qualifies your child for a lower rate by applying a different Driver Classification versus a driver without Driver’s Ed.  I am always surprised when I come across a driver that has not taken Drivers Education.  Sadly, in this economy, this is happening a little more often and then the child is not given the proper tools/training for driving safely.
2. Advanced Driver Training – Usually a 5% reduction with the companies that offer this discount for completing a course with programs such as In Control or Driving School.
3. Good Student – A 10-15% reduction if your child is maintaining a B average or higher.
4. Student Away at School – A 5-15% reduction if your child is attending a school over 100 miles from home and does not have access to a car.

The above discounts, other than Driver’s Education, are not offered by all companies, the discounts vary depending on the company and the discounts are off certain coverage for the vehicle that the child is rated on. Contact us for any questions about our discounts and check out our website for other new driver insurance resources.