Automobile Insurance

If it has wheels and you can use it on a road... We've got you covered.

Learn the Auto Insurance Basics

Getting from point A to point B is much more convenient with a vehicle; make sure it's covered. There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

1. Bodily injury liability, for injuries you cause to someone else. (Small amont required by MA law)
2. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the car. (Required though you can elect a high deductible)
3. Property damage liability, for damage you cause to someone else’s property, including their car, fence or other property. (Small amount required, higher amounts available, not expensive).
4. Collision, for damage to the car from a collision. (optional, unless you have a car loan)
5. Comprehensive, for damage to the car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.  (optional unless you have a car loan).
6. Uninsured motorists coverage, for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Learn More...

Risk Management Resources: An Ounce of Prevention

Auto Insurance Claim Tips

What the New Electronic Usage Laws Mean

Acceptable Forms of Identification (List)

Motorcycle Safety & Resources

FAQs

New Driver Resources:

• MA New Driver's License Form
• New Driver Preparation Kit
• Advanced Driver Training
• Parent-Teen Driving Contract
• JOL Laws

In the News:

• JOL Law Statistics: A Success Story